Uprova | Fast, Personal Loans

Why Choose Uprova? Uprova is an industry leading lender who provides safe online personal loans that help people meet unexpected emergencies and cash-flow needs quickly and easily. We are a leader in online lending for flexible term simple interest installment loans. Borrowers receive approvals in minutes and funds typically within 30 minutes, 24/7/365 with no collateral required. Expect clear terms, no prepayment penalties, building credit with each timely payment, and pay-off sooner to reduce the cost of credit! Uprova was created with the belief that everyone should have access to safe and affordable credit options. Through our proprietary scoring system, we evaluate a borrower’s ability to repay, while understanding even those borrowers with poor credit scores deserve options that won’t take advantage of them.

With over $800M borrowed and more than 700,000 loans funded, Uprova’s 4.8 out of 5 stars and over 28,000 reviews is a true reflection of our world-class experience and customer satisfaction.

With Uprova, you’re not just borrowing money; You’re taking back control and gaining a partner in your financial journey.

Key Benefits

• Easy application
• Decision in minutes
• Funds within 30 mins 24/7/365*
• No origination fee or hidden fees
• No prepayment penalty
• Flexible repayment options
• Safe and secure transactions
• Build your credit
• VIP customer discounts

What You Can Do with the Uprova App • Change payment methods or due dates • Pay additional toward your principal • Review your payment schedule • Pay off your balance at any time • Update your information • Request additional funds • Contact support directly • View your balance

Ready to Get Started? Join over 250,000 borrowers who have turned to Uprova for fast, responsible, and innovative lending solutions. Download the app now to get started! *Funds are typically deposited into approved customer accounts within 30 minutes when using the Instant Funding option. Exact timing depends on customer's bank. Prepaid cards are not eligible for instant funding. Same day funding by ACH may also be available, depending on your bank, which may also result in additional fees charged by us or your bank. Please check with your bank to confirm availability and cost.

For highly qualified customers who opt for loans of $500.00 or more, the APR is 34.5% and the loan term is 36 months. If you do not qualify for these terms you may be eligible for a shorter term loan at a higher APR. Highly qualified personal loan examples: 1) Loan amount: $2,500.00, Fee: 0%, APR: 34.5%, Term: 36 months, Bi-Weekly Payment: $51.58, Total Loan Cost: $4,023.53 | 2) Loan amount: $5,000.00, Fee: 0%, APR: 34.5%, Term: 36 months, Bi-weekly Payment: $103.16, Total Loan Cost: $8,047.07.