Eager Loan: Instant Loan App

Eager Loan is a direct lending app tailored for Nigerian users. It offers loans from ₦8,000 to ₦300,000 with 61–180 day terms and daily interest rates from 0.034% to 0.094%, giving APRs between 12.41% and 34.31%. Funds can be disbursed quickly to help with urgent financial needs while prioritizing safety and privacy.

Operated by Eager Wings Nigeria Limited and licensed by the FCCPC, the platform guides you through a simple workflow: install the app, register with your phone number, complete the application, bind your bank account, and await loan approval (eligibility applies: Nigerian citizens aged 18+).