Skwad: Privacy-First Budgeting

Understand your spending without linking your bank. Skwad syncs your transactions using your bank's built-in email alerts.

Skwad doesn't require your bank login, so there's no need to re-link accounts. Skwad's approach is faster because your bank sends alerts immediately, and we process them instantly. Other apps typically refresh only after you login, or on a schedule, which can be hours or days after your purchase.

"I love the idea of using transaction alert emails to solve the open-banking problem." -Jon M. (CA)

Features:

Reliable connectivity

• Sync directly from the source, not intermediaries
• No more broken reconnections
• No more reconnection with passwords & 2FA codes
• No delayed transactions

Take control of your spending

• Multiple budgeting options
• Visualize your cashflow & categories
• Compare spending to previous periods
• Export your data for offline analysis

Understand your finances

• Auto-import transactions from bank alerts
• Optional bank linking if you need it
• Extract from receipts or bank statements
• Import from Csv, Excel, or Quicken

Customize your expenses

• Fully customizable categories
• Recategorize, split, or hide transactions
• Breakdown transactions into line items
• Enhance transactions with receipt data

Never miss a payment again

• Get alerts for upcoming bills
• Loan payment reminders
• Sync bills to your calendar
• Wave goodbye to late fees
• Instant double charge alerts

Multiplayer mode

• Invite one or more companions
• Share your accounts and transactions
• Eliminate debt together
• Your first companion is free

"I love what you all are doing. As a security-conscious technologist, I thought I was going crazy watching all these big financial services and institutions give up on their in-house integrations. Giving your raw bank credentials to anybody is just...not OK." -Chuck (US)

"I always avoided using budgeting apps because you had to link your bank account to the app using third party websites such as plaid. I was always concerned about giving away my banking login info to strangers. Thank you for coming up with a budgeting app that respects privacy!" -Skye C. (US)

Experience the most reliable bank connection for yourself.

Try Skwad for free for 14 days DIY Plan: $49 USD / year LINK Plan: $65 USD / year

Terms of Use: https://skwad.app/terms

Privacy Policy: https://skwad.app/privacy