Spending Analysis: BudgetSwipe

Name: Spending Analysis: BudgetSwipe
Author: Rowan Rhodes

By: Rowan Rhodes

Budget Categories & Save Money

Features & Capabilities

BudgetSwipe is a powerful spending analyser that helps you understand where your money goes. No bank sync. No manual logging. Just import your CSV bank statement, swipe to categorise, and unlock detailed spending insights — all without creating an account or sharing your data.

IMPORT, SWIPE, ANALYSE Export a CSV from your bank, upload it to BudgetSwipe, and categorise transactions with a simple swipe. Choose to categorise individually or group by merchant for fast bulk categorisation. Duplicate transactions are automatically detected and skipped. Minimal effort, maximum insight.

SPENDING INSIGHTS & ANALYTICS Once your transactions are categorised, explore interactive charts including cumulative spending trends, month-to-month comparisons, top merchants, and detailed category breakdowns — all generated automatically from your imported statements.

DASHBOARD OVERVIEW See your complete financial picture on one screen. Cumulative spending charts show your pace through the month. Category breakdowns reveal where your money goes. Income, expenses, and savings at a glance.

50/30/20 BUDGETING BUILT IN Organise your spending into needs, wants, and savings — the proven 50/30/20 framework. Set budgets for each expense category, track your progress with visual indicators, and see exactly where you stand.

CUSTOM CATEGORIES & BUDGETS Create your own categories with custom emojis. Classify expenses as essential (needs) or non-essential (wants) to understand your spending habits. Add income sources and savings goals too. Manage categories and budgets separately for full control.

EXPORT YOUR DATA Export your transactions to CSV at any time. Your data belongs to you — take it wherever you need it.

MULTIPLE ACCOUNTS Analyse spending across different bank accounts. Import statements from each and keep everything organised in one place.

20 CURRENCIES SUPPORTED Use BudgetSwipe in your local currency. Supports GBP, USD, EUR, CAD, AUD, JPY, CNY, INR, CHF, NZD, SEK, NOK, DKK, PLN, BRL, MXN, SGD, HKD, KRW, and ZAR.

APPEARANCE Choose between light, dark, or system appearance to match your preference.

REMINDERS Set customisable reminders to upload your bank statements. Choose daily, weekdays, weekends, weekly, or monthly notifications at whatever time suits you.

PRIVACY FIRST Your financial data stays on your device. No account required, no cloud sync, no data sharing. Bank statements are processed entirely on-device and never transmitted. We use minimal analytics for app improvement only.

BUDGETSWIPE PRO BudgetSwipe is free to use with generous limits. Upgrade to Pro for unlimited CSV bank statement imports and advanced spending analytics. Available as a monthly subscription or a one-time lifetime purchase.