Choice Plans

ChoicePlans is a self-funded, personalised healthcare program designed to complement your organization’s primary major medical insurance plan. Our healthcare program is designed to:

• Offer Tax Savings: Both the company and participating employees will experience savings in their FICA taxes.
• Improve Your Bottom Line: Experience the financial benefits of a healthier team.
• Attract and Retain Talent: Stand out as an employer of choice.
• Enhance Job Satisfaction: Foster a positive work environment that boosts morale and productivity.
• Shift Claims: Employees' use of ChoicePlans benefits can help reduce the cost of your major medical plan.

Benefits, While most benefits cover only the employee, some also extend to family members.

Unlimited Primary Care Doctor Visits - $0 cost

• 100% of the doctor visit in the Multi Plan PHCS network. (Employee Only)

Urgent Care Visits - $0 cost

• 100% of the urgent care doctor visit in the Multi Plan PHCS network. (Employee Only)

Telemedicine - $0 cost

• Access to virtual medical professionals 24/7 (Employee plus family)

100% Preventative Care - $0 cost

• Adults/Women services covered as required by the Affordable Care Act (Employee Only)
• For a complete list of covered services visit:
• https://www.healthcare.gov/preventive-care-women/
• https://www.healthcare.gov/preventive-care-adults/

Prescriptions - $0-$3 copay

• Over 250 prescriptions, most at $0 copay (Employee only)
• Click this link for current RX Formulary

Health Information Library

• Access thousands of articles and hundreds of Mayo Clinic videos at your fingertips!

Multi Plan PHCS Network

• Largest network of providers in the U.S. - Over 1.4 million healthcare providers, 5,600 hospitals, 164,000 ancillaries
• Extensive coverage - all 50 states
• Wide Range of Services - physicians, hospitals, ancillary care services, and medical specialties

These benefits are known to positively impact health, reduce stress and anxiety, and improve overall productivity.- Empower Your Team: Give your employees the tools they need to make informed health decisions.