UnityPay: Couples Expenses

UnityPay is the only couples finance app built around one idea: what's fair shouldn't be a guess.

Most expense apps split everything 50/50 and call it done. But if one partner earns more, or one always covers rent while the other buys groceries, 50/50 isn't fair. UnityPay fixes that.

HOW IT WORKS

Add shared expenses as they happen, or connect your bank to import transactions automatically. UnityPay calculates each partner's fair contribution based on the rules you set together, not a one-size-fits-all formula.

THREE WAYS TO SPLIT

• Income-Based: Each partner contributes proportionally to what they earn. If you make 60% of household income, you cover 60% of shared costs. Simple.
• Custom Proportion: Agree on any split. 70/30, 55/45, whatever works for you.
• One Covers: Assign specific categories entirely to one partner (rent, car payment, childcare).

CATEGORY-LEVEL RULES

This is what makes UnityPay different. Set a different split rule for each expense type. Groceries can be 50/50 while rent is income-based and the car payment is covered by one partner. Your finances, your rules.

SEE EXACTLY WHY IT'S FAIR

Every settlement comes with a full breakdown: incomes, fair shares, amounts already paid, and which rules applied. No black-box math. Both partners see the same numbers and understand why.

SETTLE UP WITH ONE TAP

When it's time to settle, send payment directly through Venmo, PayPal, Cash App, or copy the amount for Zelle. No switching apps, no mental math.

MORE FEATURES

• Bank sync: connect accounts to import transactions automatically
• Recurring expenses: set monthly bills once and forget them
• Custom categories: create expense types that match your household
• In-app chat: discuss finances without leaving the app
• Dashboard: contributions, spending charts, and settlement status at a glance

BUILT FOR TRUST

UnityPay uses collaborative language, not debt language. No one "owes" anyone. Partners contribute, share, and settle. Because money in a relationship should bring you closer, not create tension.

Free to use. Premium unlocks category-level split rules for full customization and bank transactions.

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