Plan & Multiply: Budget

3.8.0 — Accounting that no longer lies + Apple Health-style streak. Envelope method, 100% offline, solo or together. Your budget, actually reliable.

You know that knot in your stomach at the end of the month? You stare at your account, no idea where the money went?

Plan & Multiply isn't just a budget app. It's a calm voice that helps you take back control, without judging you.

WHAT YOU CAN DO

• Log an expense in 3 seconds — one tap, that's it • See exactly what you can spend today — no more mental math • Catch price hikes and duplicate subscriptions — the app alerts you before you pay • Share a budget with your partner — free, no account needed • Run several budgets in parallel — personal, couple, holiday project • Track recurring bills that match themselves automatically — rent, Netflix, insurance • Build healthy habits month after month — no childish badges or levels • Keep a long-term wealth view — accounts, real estate, investments • Follow the 3F method — Fixed, Flexible, Future, grown-up and simple • Work 100% offline — your data stays with you • Read a financial coach that never leaves your phone — no Cloud, no remote AI • Use the app in 6 languages — English, French, German, Spanish, Italian, Portuguese

COUPLE SHARING

Inviting a partner and read-only sharing of a budget are included for free. Two-way sync, automatic settlement of shared expenses and shared jars are Premium.

100% YOURS

No bank connection. No scraping. No data resale. The app works offline, and your data is encrypted before any sync.

PREMIUM

Premium unlocks: two-way couple sync + auto settlement, long-term tracking across months, continuous subscription audit, shared jars.

Solo 34.99 €/year. Couple 49.99 €/year. 7-day free trial. Cancel anytime from your App Store.