EMLoan

EMLoan is a Chrome extension from Express Mortgage & Loan Sdn Bhd that lets users apply for micro loans ranging from RM1,000 to RM10,000 with flexible repayment up to 60 months. It provides a clear overview of fees and terms, enabling transparent borrowing directly through the extension.

Key terms include an APR up to 18%, Stamp Duty 0.5%, Legal Fees 7.5% (incl. SST), and RM15/year Insurance. There is no early termination fee, but early repayment does not earn interest deductions. A RM50 late fee applies for late payments; late charges are added to the next invoice if payment is overdue by 7 days. The extension also includes a loan calculation example showing total payable and monthly repayments.