Lightning Personal Accounting

Track spending, manage subscriptions, and see your full financial picture — all for a one-time $2.99. No subscriptions. No hidden fees. Your data stays on your device.

Lightning Personal Accounting puts your complete financial picture on one screen. Track bank accounts, credit cards, loans, and subscriptions — all stored privately on your device with encryption.

• Real-time Financial Pulse with color-coded health status
• Automatic subscription detection and cost tracking
• Weekly budget envelopes (Needs / Wants / Buffer)
• AI-powered spending insights and category breakdowns
• Money Flow visualization showing where every dollar goes
• Scrolling news ticker with real cost-of-living facts
• Plaid integration for automatic bank syncing
• No monthly fees. No data harvesting. Just $2.99, once.