Reviews of Sparrow Card App

By: Sparrow Financial, Inc. App

List of user reviews and ratings for Sparrow Card App

Total ratings

4.90 (Rating count: 3,383)

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Review summary

Overall, Sparrow earns praise for its easy-to-use app, Apple Pay support, and credit-building potential (fast payment posting and helpful reminders). However, reliability issues (outages/declines), small and hard-to-increase credit limits, and security concerns with unfamiliar charges are the most mentioned drawbacks.

Pros

Very easy to use with a slick, intuitive UI.
Apple Pay integration works well.
Helpful for rebuilding credit; easy approval for those with less-than-perfect credit.
Payments post instantly, so balances update quickly.
Reminders and autopay options help avoid late payments.

Cons

Frequent outages and card/app downtimes; card sometimes cannot be used for purchases.
Very low credit limit and slow/difficult to obtain increases.
In-app limitations and inconsistent information about what is supported (e.g., some purchases not available in-app).
Security concerns with unrecognized or fraudulent charges and disputed transactions; charges/holds may not be resolved quickly.

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User Reviews

Recent rating average: 3.40

All time rating average: 4.90

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20% (12)

Date	Author	Comment
2026-08-07	Ne*****	Probably the worst possible credit card that you could possibly get. You may want to avoid it.
Probably the worst possible credit card that you could possibly get. You may want to avoid it.
2026-08-05	wu*****	Me encanta porq puedes usar el dinero luego luego 🥰🥰🥰
Me encanta porq puedes usar el dinero luego luego 🥰🥰🥰
2026-08-05	55*****	I love the flexibility I have with this card
I love the flexibility I have with this card
2026-06-18	ja*****	I love the easy way to use the car and I really love the simple and quick way to make a payment without a lot of hassles and associates in Computers and Voice recorders making payments for you I love the way you guys made it simple and easy to do. Thank you so much.
I love the easy way to use the car and I really love the simple and quick way to make a payment without a lot of hassles and associates in Computers and Voice recorders making payments for you I love the way you guys made it simple and easy to do. Thank you so much.
2026-06-12	SD*****	I had a bad experience with the call center representative, she looks like someone in a harry she just wants to end the call , even when I informed her I had a problem with my card before she didn’t try to say anything she just wanted to finish the call with me , bad service and bad communication
I had a bad experience with the call center representative, she looks like someone in a harry she just wants to end the call , even when I informed her I had a problem with my card before she didn’t try to say anything she just wanted to finish the call with me , bad service and bad communication
2026-06-01	Oh*****	The Sparrow App is user friendly. Easy to navigate. 👍🏼
The Sparrow App is user friendly. Easy to navigate. 👍🏼
2026-05-28	Mr*****	They keep blocking my account for no reason at all
They keep blocking my account for no reason at all
2026-05-18	Ch*****	i love this app, it is straight forward and simple to use. quick too. i would recommend 100%
i love this app, it is straight forward and simple to use. quick too. i would recommend 100%
2026-05-09	An*****	Only I think I wish they had was upgrade to another card that has more rewards . But I love this so much.
Only I think I wish they had was upgrade to another card that has more rewards . But I love this so much.
2026-05-06	Ph*****	Scam
Scam