Reviews of Neocash Mobile

By: Shephard Trust Bank App

List of user reviews and ratings for Neocash Mobile

Total ratings

3.40 (Rating count: 5)

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Review summary

Most reviews are negative. Pros cite quick approvals and funds, and occasional perceptions of legitimacy with reasonable rates. The dominant concerns are privacy/security (BVN, bank linking, third-party data use), fraud risk and scammers, and frequent app reliability issues (crashes or not opening). Overall sentiment is strongly critical with few positive experiences.

Pros

Fast loan approval and funding (often within 3 days).
Funds disbursed as requested once approved.
Some users perceive the process as legitimate with an acceptable interest rate.

Cons

Privacy and security concerns: requests for BVN/bank linking, data sharing with third parties, and fear of unauthorized withdrawals.
App reliability issues: the app often won’t open or is hard to access.
Fraud risk and scammers: multiple warnings about scammers attempting to link accounts or steal funds.

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User Reviews

Recent rating average: 2.00

All time rating average: 3.40

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77% (10)

Date	Author	Comment
2026-07-08	Su*****	They try to get into my bank app to move money out ….
They try to get into my bank app to move money out ….
2025-12-30	XC*****	Waste of time scammers don’t link your bank
Waste of time scammers don’t link your bank
2025-11-20	Gd*****	Worst app ever
Worst app ever
2025-11-13	Ba*****	How come I can’t open this app easy😌🥲
How come I can’t open this app easy😌🥲
2025-11-01	Si*****	Why asking for my BVN when you know you won’t give me a loan. Is there an ulterior motive huh.
Why asking for my BVN when you know you won’t give me a loan. Is there an ulterior motive huh.
2025-10-16	Ph*****	They are selling it to third parties who can use your details to perform fraudulent activities.. DONT EVER TRY TO LINK YOUR DETAILS!!!!
They are selling it to third parties who can use your details to perform fraudulent activities.. DONT EVER TRY TO LINK YOUR DETAILS!!!!
2025-09-12	Do*****	This has got to be the worst loan app ever. Everything about it is just wack and straight up nonsense
This has got to be the worst loan app ever. Everything about it is just wack and straight up nonsense
2025-09-08	Ma*****	They approved my loan within 3 days and I got the amount I requested.
They approved my loan within 3 days and I got the amount I requested.
2025-09-04	ma*****	Logged in a filled in the info to access my loan. 100 percent legit and the percentage was actually very okay. Two thumbs up!!
Logged in a filled in the info to access my loan. 100 percent legit and the percentage was actually very okay. Two thumbs up!!
2025-07-30	Fo*****	Scammers they will let you link your bank and try to steal your money from your bank They are thieves
Scammers they will let you link your bank and try to steal your money from your bank They are thieves