Neocash Mobile

Name: Neocash Mobile
Rating: 3.4 (5 reviews)
Author: Shephard Trust Bank

By: Shephard Trust Bank App

Overview

Version:

2.8.67

Last updated: 2026-08-25

Ranking

#510,100 ▲ 75,841

Overall

Features & Capabilities

LAGOS STATE RESIDENTS ONLY Whatsapp: 08081250499

₦5,000 to ₦25,000,000, apply in just 5 minutes! No Collateral, No Guarantor, No Time!

NeoCash is a new app from Shepherd Trust Microfinance Bank. We have been providing financial services to all classes of Nigerians since 2011, and are now bringing the same quality customer service right into your hands. We are on a mission to give a human touch to digital banking and as we scale, we’re bringing with us the same people-centric, customer focused culture we’ve always strived to build locally.

Download our app now and apply for a loan in less than 5 minutes.

Why Use NeoCash?

Borrow up to ₦5,000,000
Choose your payment tenure
Fast and easy access to loans, with no hidden charges
Account is credited as soon as the loan is approved
No collateral or guarantor needed for most loans
NeoCash Loan App is extremely secure and reliable

Loan characteristics Loan amounts from ₦5,000 to ₦5,000,000 Repayment period from 61 days to 12 months APR from 30% to 120% per annum

Loan Requirements

A steady and verifiable source of income (Job or Business)
Bank statement (to prove income)
Gov't issued ID Card
A good credit history

An example of a NeoCash loan Borrow ₦100,000 over 3 months Interest (total cost of the loan): ₦7,500 (2.5% rate) Three monthly repayments: ₦35,833 Total amount payable: ₦107,500 Representative: 30% APR

User Growth & Download Statistics

App

By:

Shephard Trust Bank

Rating:

3.40

(5) 0.40

Version:

2.8.67 Last updated: 2026-08-25

Version code:

890221068

Creation date:

2024-07-19

Compatible devices:

Size:

128.93MB

URLs:

Website ,Privacy policy

Full description:

Source:

Apple Apps Store

Data ingested on:

2026-08-31

Compare stats and ranking:

Ranking

# 510,100 ▲ 75,841

For Developers

Monetize with App Pass Boost with Extension Booster

Contact the developer

Chrome-Stats does not own this Apple app. Please use these information below to contact the Apple app developer.

Developed by:

Shephard Trust Bank

Apple Apps Store

https://apps.apple.com/us/app/neocash-mobile/id6444277601

Website:

https://www.neocash.ng

User Reviews

Most reviews are negative. Pros cite quick approvals and funds, and occasional perceptions of legitimacy with reasonable rates. The dominant concerns are privacy/security (BVN, bank linking, third-party data use), fraud risk and scammers, and frequent app reliability issues (crashes or not opening). Overall sentiment is strongly critical with few positive experiences.

Pros

Fast loan approval and funding (often within 3 days).
Funds disbursed as requested once approved.
Some users perceive the process as legitimate with an acceptable interest rate.

Cons

Privacy and security concerns: requests for BVN/bank linking, data sharing with third parties, and fear of unauthorized withdrawals.
App reliability issues: the app often won’t open or is hard to access.
Fraud risk and scammers: multiple warnings about scammers attempting to link accounts or steal funds.