Paxio: Money Mindset Coach

A calm space to understand and reset your relationship with money — paychecks, bills, spending — through daily check-ins and CBT prompts.

Paxio is a coaching app for people who feel anxious, guilty, or avoidant around money. Not a budgeting app. Not financial advice. Just a calm, private space to understand your emotional relationship with money — and start changing it.

Daily Check-in Each day, log your anxiety level (1–10) and any triggers. Bills due? Impulse buy? Salary worries? Name it. The simple act of noticing changes the pattern. Paxio tracks your streak and surfaces insights from your history.

AI Coaching Sessions (Pro) Four session types — Open Session, Money Shame, Spending Triggers, and Future Vision — let you have a real conversation with an AI coach trained to support emotional money work. No lectures. No judgment. Just a space to talk it through.

CBT Exercises Ten structured exercises grounded in Cognitive Behavioral Therapy help you rewrite unhelpful money beliefs. Work through them in your own time. First three are always free; the rest unlock as your streak grows.

• Money Thought Record — challenge a stressful thought
• Avoidance Map — understand what you're avoiding and why
• My Money Story — trace your beliefs back to their roots
• Financial Gratitude, Comparison Trap, Values vs. Spending, and more

Weekly Insights (Pro) Paxio's AI reads your check-ins and surfaces patterns: what triggers you most, how your anxiety fluctuates, and what's changing over time. You can't improve what you can't see.

Who it's for Paxio is for anyone who avoids opening their banking app, feels shame after spending, loses sleep over money, or simply wants a healthier emotional relationship with their finances. You don't need to be in crisis — you just need to be honest.

Privacy first Sign in with Apple. Your data is yours. Account deletion is built in. Paxio does not sell or share your personal data.

Paxio is a coaching app, not a financial advisory service. It does not provide investment, tax, or debt advice.

Free tier includes daily check-ins, first three exercises, and one free coaching session per week. Paxio Pro unlocks unlimited sessions, all exercises, and weekly AI insights.

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