Cheq:UPI for Foreigners & NRIs

Name: Cheq:UPI for Foreigners & NRIs
Rating: 3.9 (98 reviews)
Author: Terrafin Solutions Private Limited

By: Terrafin Solutions Private Limited App

Transcorp

Overview

Version:

5.0.5

Last updated: 2026-08-13

Ranking

#144,954 ▲ 900

Overall

Features & Capabilities

CheqUPI is designed for foreign nationals and NRIs to transact in India with the ease locals enjoy—fast, secure UPI payments, QR code payments at millions of merchants, online payments with your own UPI handle, and wallet top-ups using international cards.

Getting started is simple: download the app, sign up with an international or Indian phone number, pay a one-time activation fee, top up your wallet, and complete in-person verification. CheqUPI is powered by Transcorp International Limited, RBI-regulated PPI and AD2 licenses, with data stored securely in India. Note regulatory restrictions: some FATF-listed nationals may be restricted; the app operates within Indian borders and requires in-person verification at partner branches with required documents (passport/visa for foreigners, OCI for OCIs, etc.). Payments are limited to registered merchants.

User Growth & Download Statistics

App Payments Privacy & Security

By:

Terrafin Solutions Private Limited

Rating:

3.90

(98) 2 new ratings

Version:

5.0.5 Last updated: 2026-08-13

Version code:

889698846

Creation date:

2023-02-21

Compatible devices:

Size:

115.94MB

URLs:

Website ,Privacy policy

Full description:

Source:

Apple Apps Store

Data ingested on:

2026-08-31

Compare stats and ranking:

Ranking

# 144,954 ▲ 900

For Developers

Monetize with App Pass Boost with Extension Booster

Contact the developer

Chrome-Stats does not own this Apple app. Please use these information below to contact the Apple app developer.

Developed by:

Terrafin Solutions Private Limited

Apple Apps Store

https://apps.apple.com/us/app/cheq-upi-for-foreigners-nris/id1667625083

Website:

https://www.cheq.money

User Reviews

Cheq helps foreigners pay Indian merchants via UPI using international cards/non-Indian numbers, with on-site verification that can speed onboarding. However, repeated issues with verification, weak support, frequent outages, questionable fees, and no peer-to-peer payments limit reliability and overall usefulness for many travelers.

Pros

Enables foreigners to pay Indian merchants via UPI using international cards and non-Indian numbers, reducing the need for cash.
Onboarding can be done with non-Indian numbers/cards, which is traveler-friendly.
Doorstep/in-person verification support (eg, Jazz) often speeds up the setup process.
Widely usable at merchants in India, making travel payments more convenient and less dependent on cash.

Cons

Verification is often unreliable and slow: in-person visits are required, agents may not show up, and some users can’t complete KYC from abroad.
Customer support is perceived as slow or ineffective, with long response times and frequent difficulties resolving charges/refunds.
Frequent app outages or reliability issues (scan sometimes not opening, add money not available, etc.) disrupt usage.
Fees and pricing can be unclear or unfavorable (activation fees charged upfront, deposits/loads with additional charges, and misleading ‘0%’ claims).
No peer-to-peer payments; the app only supports merchant payments, limiting usefulness for paying individuals or drivers.

Recent reviews

PROS — Makes purchases in most restaurants, stores and malls super easy (when you get it to work!) — Easy to add money to wallet — Super responsive door service (in Mumbai at least) to do in person KYC CONS — It does not work when you try to pay via UPI to an individual. So all individually run taxis and rickshaw payments did not work. That is terrible — Had to uninstall and reinstall App On IOS to make it work (specifically funds to the wallet). App kept crashing when adding money (after acct was activated). — Acct has to be setup all over again after you leave India and come back at a later date. Beats me why? Overall, good to have app as it offers reasonable convenience. If they can make onboarding online, allow most UPI payments to individuals, that will be big step forward.

by Lo*****, 2026-08-11

After applying was contacted within in minutes and the personal verification scheduled within next hour and activated on spot. Took care of a big friction for non Indians visiting india. Special thanks to Gowtham Rk.