Cheq:UPI for Foreigners & NRIs

Name: Cheq:UPI for Foreigners & NRIs
Rating: 3.8 (79 reviews)
Author: Terrafin Solutions Private Limited

By: Terrafin Solutions Private Limited

Transcorp

Features & Capabilities

CheqUPI is designed for foreign nationals and NRIs to transact in India with the ease locals enjoy—fast, secure UPI payments, QR code payments at millions of merchants, online payments with your own UPI handle, and wallet top-ups using international cards.

Getting started is simple: download the app, sign up with an international or Indian phone number, pay a one-time activation fee, top up your wallet, and complete in-person verification. CheqUPI is powered by Transcorp International Limited, RBI-regulated PPI and AD2 licenses, with data stored securely in India. Note regulatory restrictions: some FATF-listed nationals may be restricted; the app operates within Indian borders and requires in-person verification at partner branches with required documents (passport/visa for foreigners, OCI for OCIs, etc.). Payments are limited to registered merchants.

User Growth & Download Statistics

App Payments Privacy & Security

By:

Terrafin Solutions Private Limited

Rating:

3.80

(79)

Version:

3.3 Last updated: 2026-05-07

Version code:

885379527

Creation date:

2023-02-21

Compatible devices:

Size:

50.35MB

URLs:

Website ,Privacy policy

Full description:

Source:

Apple Apps Store

Data ingested on:

2026-06-04

Compare stats and ranking:

Ranking

# 175,915 ▼ 177

For Developers

Monetize with App Pass Boost with Extension Booster

Contact the developer

Chrome-Stats does not own this Apple app. Please use these information below to contact the Apple app developer.

Developed by:

Terrafin Solutions Private Limited

Apple Apps Store

https://apps.apple.com/us/app/cheq-upi-for-foreigners-nris/id1667625083

Website:

https://www.cheq.money

User Reviews

Cheq helps foreigners pay Indian merchants via UPI using international cards/non-Indian numbers, with on-site verification that can speed onboarding. However, repeated issues with verification, weak support, frequent outages, questionable fees, and no peer-to-peer payments limit reliability and overall usefulness for many travelers.

Pros

Enables foreigners to pay Indian merchants via UPI using international cards and non-Indian numbers, reducing the need for cash.
Onboarding can be done with non-Indian numbers/cards, which is traveler-friendly.
Doorstep/in-person verification support (eg, Jazz) often speeds up the setup process.
Widely usable at merchants in India, making travel payments more convenient and less dependent on cash.

Cons

Verification is often unreliable and slow: in-person visits are required, agents may not show up, and some users can’t complete KYC from abroad.
Customer support is perceived as slow or ineffective, with long response times and frequent difficulties resolving charges/refunds.
Frequent app outages or reliability issues (scan sometimes not opening, add money not available, etc.) disrupt usage.
Fees and pricing can be unclear or unfavorable (activation fees charged upfront, deposits/loads with additional charges, and misleading ‘0%’ claims).
No peer-to-peer payments; the app only supports merchant payments, limiting usefulness for paying individuals or drivers.

Recent reviews

I was amazed to see this app allowing me to pay even a coconut vendor via UPI scan and pay with my USA credit card and Apple Pay. Migrated to USA way back, I didn’t even have PAN card or Aadhar card and it’s amazing feeling that I am an Indian and I can pay like an Indian while I visited my home country. Thank you guys!!!

by Ad*****, 2026-05-05

This Cheq app made our trip to India so much more convenient. Having access to UPI in India can be a life saver. All merchants accept it and many prefer it to cash. Save the trip to ATMs. Note that it will not allow payments to individuals only to merchants. The in person verification was quick and easy with a passport at the Kolkata Transcorp office.

by Sp*****, 2026-04-15

Been trying to set it up. Made payment. Now they said they don’t have an agent in my city to come verify me, now I’m trying to resolve the issue. Worst costumer care: a mix of a bad automated system and incompetent people to deal with. Beware.