Greenwood - Mobile Banking

Greenwood is a community-focused fintech that serves Black and Latino communities by offering digital savings and spending accounts. Banking services are provided by Coastal Community Bank with FDIC-insured deposits; the Greenwood Debit Mastercard is issued under Mastercard. Greenwood is committed to recirculating wealth in communities and supporting charitable initiatives.

Key features include no minimum balances or monthly fees, 4.15% APY on savings, fee-free ATM withdrawals, early direct deposit, and contactless payments with Apple Pay. The app also offers mobile check deposits, zero liability with Mastercard, identity theft protection, and charitable round-ups supporting Goodr, UNCF, and NAACP.