UnitPlus: Investment & payment

UnitPlus: Investment plus Payment

• Earn 2.58% interest per year with ZinsPlus (as of June 16, 2026)
• Invest in professional and award-winning portfolios
• Pay worldwide with your account and the UnitPlus Mastercard or Apple Pay without fees
• Open your account in just 10 minutes
• Your money is fully protected as a special asset

ZINSPLUS: THE NEW GOLD STANDARD FOR SAVING ACCOUNTS

• 2.58% interest per year (as of June 16, 2026)
• No maturity date, no maximum limit
• Benefit daily from increasing interest rates
• Free worldwide payments
• As special assets, your money is safer than in any bank account

UNITPLUS PORTFOLIOS

• Award-winning and professional investment strategies.
• ZinsPlus: Benefit from the short-term euro interest rate plus an additional return component, keeping you above the ECB level. That’s what modern savings accounts look like today.
• AktienPlus: The next-generation equity portfolio. Powered by the technology of active ETFs and supported by J.P. Morgan Asset Management.
• MultiPlus: Multi-asset at the highest level. Leveraging the technology of active equity and bond ETFs from Goldman Sachs Asset Management.
• FestPlus: The smart alternative to fixed deposits. Invest your money with an above-average return until September 2027 while maintaining flexibility.
• Die Berg-Serie: Professional portfolios tailored to your needs. Awarded as Best Digital Investment Newcomer by Capital and the Institut für Vermögensaufbau in 2023.
• FlexPlus: Invest exclusively in European government bonds, minimising risk while maintaining flexibility.

THE UNITPLUS MASTERCARD

• A new era of payment: Pay with your interest bearing money
• No foreign currency fees worldwide
• 0.1% cashback on every payment into one of your UnitPlus portfolios
• Use Apple Pay for easy payments

YOUR PERSONALIZED SAVINGS PLAN

• Easily invest your money via bank transfer or create a savings plan
• Utilize our AI-powered personalized savings plan to get more out of your money
• Adjust your investment according to your life situation and remain flexible

FAIR FEES

• You only pay 0.5% of the investment amount plus external costs between 0.05% and 0.27% per year.
• For all portfolios: No fees when paying worldwide and free savings plans.
• If you invest your money in more than one portfolio at the same time, costs of 1€ per month will be incurred for each investment strategy from the second one onwards.

100% SAFETY

• Complies with all European regulatory requirements, and your portfolio is protected as a special asset in the event of our or our partner bank's insolvency.
• We operate according to German banking security and data protection standards.
• 3D-Secure from Mastercard protects you in all card payments.
• Data processing is done exclusively in Europe.

If you have any questions or feedback, feel free to contact us at: support@unitplus.eu

Investing carries risks, including the potential loss of invested money. Past performance is not indicative of future results.