Prosper: Savings & Investments

Prosper offers zero cost personal pensions, ISAs, GIAs and market beating cash savings accounts in the app. You can transfer existing ISAs or pensions in minutes and maximise your potential wealth forever. You can be a cash customer or an investor or both.

We offer a range of over 160 diversified, global funds curated by our team of experts and we have a customer support team ready to answer any questions you may have 7 days a week during business hours.

You can access over 90 fixed rate, easy access and notice accounts from a range of global banks and institutions available in app and online.

Maximise your earnings with free tax-efficient accounts:

• Save for retirement with a Self-Invested Personal Pension (SIPP).
• Invest tax-free with a Stocks & Shares ISA and combine your existing ISAS.
• Expand your investments with a General Investment Account (GIA).

Open or transfer an account online, no need for in-person meetings or lengthy phone calls:

• Open or transfer directly from your phone with our easy-to-use app.
• To open an account, you’ll need your National Insurance number, ID, and bank details.
• To transfer an account, just provide your current provider’s name, account number, and estimated balance.

Protect your savings:

• We’re FCA-authorised and regulated (registration number 991710).
• Your money is securely held by our FCA-regulated custodian, Seccl Technology (part of Octopus Group).
• Your assets are protected by the Financial Services Compensation Scheme.

When you invest your capital is at risk.