Novo: Drive Safe, Get Rewarded Apple

Novo: Drive Safe, Get Rewarded

Let Driving Do The Talking

Features & Capabilities

Tired of overpriced car insurance that doesn’t reflect how safely you drive? Novo fixes that. Novo puts you in control — just your phone, your driving, and fair pricing that updates monthly. Whether you're here for a quote or managing a policy, Novo makes it easy, transparent, and built around how you actually drive.

Want to start now?

Get a free quote and lock in a fair rate!

Want to test the waters first?

Try our drive first option: download the Novo app and hit the road. Once your Safety Score is ready, we’ll show you a personalized rate based on how you drive. Driving safer can lead to savings of up to 38%.

What You Can Do in the App

Drive first:

View Trip History: Review your past drives and pinpoint what needs improvement. Track Your Driving: Your speed, braking, and acceleration shapes your score — and your rate. See what’s helping or hurting it. Unlock Your Quote: Safe drivers save up to 38% vs traditional insurance.

Once you’re insured:

Access Digital ID Cards: Keep proof of insurance handy in the app or add to Apple Wallet. Use the Accident Checklist: Step-by-step help if you're in a collision. Manage Billing: View bills, make payments, or update your payment method. Monitor Your Safety Score: Your rate is updated monthly, so one bad week won’t lock you into a high rate.

Frequent Asked Questions

▸ How does Novo know how I drive?

Novo's mobile app collects your driving behavior by measuring factors like speed, acceleration, braking during trips. This data is used to calculate a monthly Safety Score, which directly affects your insurance rate — driving safer can lower it, while bad habits can push it higher.

▸ Do I need to install anything in my car?

No hardware needed. Just download the Novo app. It uses Bluetooth to connect with your car, helping accurately to detect when you're the driver—not just a passenger. No plug-in devices, no guesswork.​

▸ What happens if my driving gets worse for a bit? Will my rate spike?

Novo's monthly assessment means that temporary changes in your driving behavior won't have long-term impacts. If your Safety Score dips, your rate may adjust accordingly for the next month, but improvements in your driving can lead to lower rates in subsequent months. ​

▸ What kind of coverage does Novo offer?

Novo provides standard auto insurance coverages, including:​

Liability Coverage: Covers bodily injury and property damage to others if you're at fault in an accident. Collision Coverage: Pays for damages to your vehicle from collisions, regardless of fault. Comprehensive Coverage: Protects against non-collision-related incidents like theft, vandalism, or natural disasters.

User Growth & Download Statistics

App
By:
Novo Insurance, LLC
Rating:
4.50
(50)
1 new ratings
Version:
4.15.0 Last updated: 2026-06-01
Version code:
886775951
Creation date:
2021-04-07
Compatible devices:
Size:
159.76MB
URLs:
Website ,Privacy policy
Full description:
See detailed description
Source:
Apple Apps Store
Data ingested on:
2026-06-11
Compare stats and ranking:

Contact the developer

Chrome-Stats does not own this Apple app. Please use these information below to contact the Apple app developer.
Developed by:
Novo Insurance, LLC
Apple Apps Store
https://apps.apple.com/us/app/novo-drive-safe-get-rewarded/id1560121519
Website:
https://novo.us

User Reviews

I don’t mind having to track my driving I’ve done it with other apps and companies but this one is so sensitive especially to “hard braking” it doesn’t allow you to decelerate any less than 7mph every second so I get big points deducted and when I drive well I only go up one point it makes it very hard to even concentrate on the road and on my driving when I’m constantly trying to manage the speed of everything to not get points deducted I even count now to keep track my last drive I didn’t even brake hard and counted on time but they still supposedly tracked “hard braking” and now my score has gone down 3 points for a one mile trip I accelerate and decelerate so slow I have cars almost running into the back of me it’s dangerous so I guess I’ll have to switch insurance companies again
by Ov*****, 2025-11-19

Insurance is decent and affordable. I don’t like I have to use an app to monitor how I drive to keep my rates down. That is seriously intrusive. And the app never stays connected to my car so it’s not getting all the data it needs. Would only recommend for those with older cars.
by Tu*****, 2025-05-26

Terrible company. No communication, they refuse to send out bills, zero communication with billing issues and then they claim they can’t fix issues?? Also zero communication when there are issues on their end. Save the hassle and go with a reputable company…
by e_*****, 2024-03-24
View all user reviews ›

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