Pay Off Debt: Debt Calculator

This app has the potential to be a great app. I don’t want to have to go read about what I need to do. It would be nice if there would be a quick tutorial on how to use the app. For instance, what is the frequency frequency of what that I pay the bill or that I want to pay the bill or How often they charge interest? Daily monthly by monthly what are you asking me? Left decrease, what does that mean? Interest? These are the titles that you have but it I need more yes I know what these words mean but what do you want me to give you to answer your question so you can help me is what I wanna know. So when I put in my amount that I want to Add to the bills, you asked me to increase payments but is that by month is that all the payments increased by that amount? Is that do you give me the list of which bill to apply to for my budget? Is that why all of the bills go down by the amount? I said I want to increase it by. It’s too many questions with your app. I’m looking for an app that will help me figure out which bills to pay off and in which order. Maybe I can see different snapshots of options. Maybe you can provide me with the best payoff schedule. For instance, is tax season. I get a large refund. What is the best way for me to utilize this refund within my budget and then how can I use the money that I paid off certain bills to apply it to other bills and stack it on so the payment payments are higher. That’s what I’m looking for. For my tax refund I got $12,000 and I have three bills that total up to $12,000 but I also have four different loans that are $12,000 apiece or something like that. Maybe you can give me an idea of which route would be better to go. Do I pay off the three credit cards that total up to 12,000 or do I pick one of the loans that is 12,000 do I spread the money out and pay lumps on everything? That’s what I’m looking for something that shows me various options to pay off my bills in my budget and also provide you with the best option suggested by the app and then for the monthly maybe if I’m going to take so say I chose to use the credit cards pay those off total 12,000 that gives me an extra $450 per month that I can now use that to stack off and pay other so maybe then you can provide me with a budget that would show me if that extra 450 can now go onto another credit card or another loan and this is what my monthly bills would be like for this amount of time or how many payments I would need of that extra 450 to pay my debt off faster. I hope you understand what I’m looking for. I use talk to text without editing. This app doesn’t help me but it’s OK because I like tallied up and told me what my total

So I absolutely love this app. I tried several and I just wanted something simple to write out my debts that I owe as I am doing the snowball method from Dave Ramsey, and this app I can easily write them all out and see them easily. I love opening it and have it quickly accessible to remind myself to stay on track and keep my goals in sight. Super easy to use and again I love the simplicity.