Fusion Bank - HK Digital Bank

Fusion Bank is a regulated Hong Kong digital bank and a member of Tencent Holdings Limited, focused on minimalist finance. It offers HKD/CNY/USD deposits, investment services, real-time FX, and cross-border transfers in a one-stop mobile app.

Accounts can open in as fast as 5 minutes, with deposits protected by the Hong Kong Deposit Protection Scheme up to HK$800,000 per depositor. Terms apply; actual processing times may vary.