Ideal CU Mobile

Name: Ideal CU Mobile
Rating: 4.8 (4682 reviews)
Author: Ideal Credit Union

By: Ideal Credit Union App

Finance

Overview

Version:

4021.0.3

Last updated: 2026-06-05

Ranking

#26,221 ▼ 23

Overall

Features & Capabilities

Ideal CU Mobile is Ideal Credit Union’s secure mobile banking app, designed for convenient, 24/7 money management. Users can log in with TouchID, peek balances without fully logging in, check balances, transfer funds, pay bills, and manage both personal and business accounts (including credit cards and mortgages). It also supports check deposits, opening new accounts and CDs, and customizing account alerts. Nearby ATMs are quickly located for easy access.

Key features include:

TouchID login with balance peek
Check balances, transfer funds, and pay bills
Deposit checks and open new accounts or CDs
Manage personal and business accounts (credit cards, mortgages)
Set alert preferences and find nearby ATMs

User Growth & Download Statistics

App Payments

By:

Ideal Credit Union

Rating:

4.80

(4,682) 10 new ratings

Version:

4021.0.3 Last updated: 2026-06-05

Version code:

886551755

Creation date:

2018-09-24

Compatible devices:

Size:

223.04MB

URLs:

Website ,Privacy policy

Full description:

Source:

Apple Apps Store

Data ingested on:

2026-08-09

Compare stats and ranking:

Ranking

# 26,221 ▼ 23

For Developers

Monetize with App Pass Boost with Extension Booster

Contact the developer

Chrome-Stats does not own this Apple app. Please use these information below to contact the Apple app developer.

Developed by:

Ideal Credit Union

Apple Apps Store

https://apps.apple.com/us/app/ideal-cu-mobile/id1436063821

Website:

https://www.idealcu.com

User Reviews

Overall, users praise Ideal CU Mobile for being easy to use, secure, and offering convenient features like mobile check deposits and real-time notifications with solid customer service. However, multiple reviews note login/authentication friction, frequent logouts and update-related access disruptions, and occasional UI/navigation glitches after updates. Some users also request features like printing mobile statements and faster login options such as Face ID.

Pros

Easy to use and user-friendly for managing online banking.
Excellent customer service with professional staff and helpful chat option.
Convenient mobile check deposits and transfers, including business deposits.
Real-time transaction notifications and strong security that users trust.
Ability to view and manage multiple accounts in one app.

Cons

Frustrating login/authentication experience with repeated prompts to enter credentials, biometric prompts, and inconsistent prompts to name or pair devices.
Frequent logout issues and access disruptions related to codes, remember-me failures, and update prompts that force re-authentication.
UI/navigation glitches and clutter after updates (e.g., changes to Bill Pay menu, banner ads, and occasional transfer/memo screen issues).

Recent reviews

Best way to do banking ever

by ja*****, 2026-07-06

Overall, this is a good app. My only problems are with the Zelle interface. It’s very barebones and leaves much to be desired. It doesn’t flow well with the rest of the app. Also, you do not have the ability to scan other user’s Zelle QR codes. This means I have to get people’s email or phone number instead of simply scanning. I understand this probably isn’t a huge priority but as a college student, Zelle is the best way for me to pay friends back for food, gas, etc.