creditcardGenius

Taking the first credit card offered to you could be a major rip-off. creditcardGenius is the only tool that compares 50+ features of 160 Canadian credit cards using math-based ratings and rankings that respond to your needs, instantly.

Whether you want to get the max return on your spending with the best cash back or travel rewards card, or save the most money with promotional 0% and low interest cards, or have the most comprehensive insurance coverage ‒ we've got you covered. Developed by HowToSaveMoney creator, Stephen Weyman, creditcardGenius is a natural progression of our trusted and objective credit card rankings system built and fine-tuned over 8 years.

Now consumers can choose smarter and get rewarded faster. We track 160 Canadian credit cards from nearly every Canadian card issuer so you get the best of the best. We’ve read through the fine print, compared 50+ features of each card, calculated the net annual rewards in real dollars, and built an advanced and unbiased comparison engine.

We calculate an initial score based on the 50+ features we track of each card grouped in 8 major buckets: rewards, fees, insurance, interest, perks, approval, acceptance, and user reviews. That initial score is then weighted depending on what's important to you ‒ your slider settings.

Each time you slide towards a feature you want, our Genius Rating responds in real-time, giving you fast and easy access to the top card of your choice.