Prime Gems loan & credit card

Prime Gems is a mobile app for overseas workers in Hong Kong to manage PrimePay loan accounts, Prime Visa credit cards, and PrimeCredit loyalty rewards. It enables online loan and card applications, document upload, points management, and access to promotions and personalized notices.

Features include e-statements, activation, push notifications, online chat, tutorials, and events. The app emphasizes responsible borrowing and up-to-date disclosures on rates and repayment options, with cash rebates and point redemptions for gifts, events, or loan repayments.