True Credit

The True Credit app provides a quick and easy way to apply for and manage your True Credit loan. You can start your application by uploading the required documents directly within the app. Once your loan is active, you get 24/7 access to your account to track balance and review payment history. The app also contains a unique QR code to make payments at any 7-Eleven store.

You can be earn points by successfully drawing down a loan, referring friends and making on-time repayments. Use your accumulated points to redeem a variety of gifts and exclusive benefits directly through the app.

Key Features:

• Loan Management
• Loan Application
• True Credit Points Management
• 7-11 QR Code
• Branch Information
• Hotline

Annual effective rate of interest should not exceed 48% according to Money Lenders Ordinance (Cap. 163). The final interest rate, repayment period and loan amount varies depending on credit worthiness of customer. The minimum and maximum repayment period is 2 months and 23 months, respectively. The following is an example of the total cost of a loan for reference only:

• Loan amount: HK$6,000
• Annual interest rate: 48% per year
• Tenor: 5 months
• Monthly installment: HK$1,347
• Total repayment amount: HK$6,735

Warning: You have to repay your loans. Don’t pay any intermediaries. Complaint Hotline: 2126 4000 Money Lender’s License No.: 0462/2025