Atome ID-Shop Smart, Earn More

Name: Atome ID-Shop Smart, Earn More
Rating: 4.0113635 (314323 reviews)
Author: Shopintar

By: Shopintar

Credit card with 0% interest up to 45 days and flexible installment plans

Features & Capabilities

Atome ID-Shop Smart combines the Atome Card and VA PayLater to deliver flexible, widely accepted financing across thousands of merchants. The Atome Card is Visa-powered and BMI-partnered, offering 0% interest for up to 45 days, a credit limit up to Rp50,000,000, and installments up to 12 months with no annual fees. It works online, in-store, and overseas, with fast approvals to help you shop smarter and pay later.

VA PayLater adds even more flexibility, delivering 0% interest for up to 40 days on online purchases, a large Atome limit (up to Rp20,000,000), and repayment plans up to 12 months. Buy Now, Pay Later options split purchases into easy installments at partner brands, with no admin fees or hidden charges. Apply in the Atome app and manage payments across top platforms—shop anywhere, anytime, and pay later with confidence.

User Growth & Download Statistics

App Payments Shopping E-Commerce

By:

Shopintar

Downloads:

8,050,140 17.82K

Rating:

4.01

(314,323) 1,431 new ratings

Version:

0 Last updated: 2026-07-02

Publisher country:

Email:

su*****@atome.id

URLs:

Full description:

Source:

Google Play Store

Data ingested on:

2026-07-04

Compare stats and ranking:

Ranking

# 16,441 ▲ 6

For Developers

Monetize with App Pass Boost with Extension Booster

Contact the developer

Chrome-Stats does not own this Android app. Please use these information below to contact the Android app developer.

Developed by:

Shopintar

Google Play Store

https://play.google.com/store/apps/details?id=id.co.shopintar

Email:

su*****@atome.id

User Reviews

Most reviews praise easy onboarding and a generally user-friendly, unique platform with helpful payment features. However, recurring issues undermine trust: aggressive debt-collection tactics for late payments; no QRIS scanning forcing card-based payments; verification failures; refunds delays with slow support; and security concerns due to no two-factor authentication.

Pros

Easy onboarding / submission process.
Generally user-friendly with a unique platform.
Helpful for managing payments / finances.
Positive overall sentiment (nice / great / good app).

Cons

Aggressive debt collection practices and privacy concerns for late payments.
Missing QRIS scanning support; transactions require using the Atome card.
Verification issues (facial recognition failures and identity submission problems).
Refund delays and lack of timely customer support.
Security concerns due to absence of two-factor authentication.