Atome SG - Shop Now, Pay Later

Name: Atome SG - Shop Now, Pay Later
Rating: 4.928571 (49409 reviews)
Author: APaylater Financial Pte Ltd

By: APaylater Financial Pte Ltd App

Split payments, more rewards. Get KrisFlyer miles, FairPrice vouchers and more

Overview

Google Play Store

Downloads

949,257 ▲ 2.03K

Data as of 2026-09-11

Rating:

4.93 +114

(49,409)

Version:

—

Last updated: 2026-09-10

Ranking

#70,283 ▲ 45

Overall

Features & Capabilities

Atome SG - Shop Now, Pay Later lets you split eligible online and in-store purchases into three payments or choose a longer payment period for a small fee at participating merchants. Shop across fashion, beauty, travel, electronics, dining, and everyday essentials from brands such as SHEIN, Sephora, Agoda, ZALORA, Amazon, IKEA, and more.

Earn Atome+ points with eligible payments and redeem rewards including KrisFlyer miles, NTUC LinkPoints, Grab, FairPrice, Lazada, and Shopee benefits. The app also offers welcome vouchers, exclusive deals, cashback opportunities, Atome Challenges, personalized recommendations, automatic payment deductions, bill tracking, and payment reminders. New users may be eligible for a first-purchase voucher, subject to applicable terms and conditions.

User Growth & Download Statistics

App Payments Shopping E-Commerce Marketplaces

By:

APaylater Financial Pte Ltd

Downloads:

949,257 2.03K

Rating:

4.93

(49,409) 114 new ratings

Version:

0 Last updated: 2026-09-10

Creation date:

2019-12-05

Publisher country:

Email:

de*****@apaylater.com

URLs:

Website ,Privacy policy

Full description:

Source:

Google Play Store

Data ingested on:

2026-09-11

Compare stats and ranking:

Ranking

# 70,283 ▲ 45

For Developers

Monetize with App Pass Boost with Extension Booster

Contact the developer

Chrome-Stats does not own this Android app. Please use these information below to contact the Android app developer.

Developed by:

APaylater Financial Pte Ltd

Google Play Store

https://play.google.com/store/apps/details?id=com.apaylater.android

Email:

de*****@apaylater.com

Website:

http://www.atome.sg

User Reviews

Pros

Easy and convenient to select payment durations
Useful for cash-strapped individuals with installment options
Allows for some flexibility in managing payments
Convenient for online shopping and purchasing gadgets with budget control

Cons

Horrible customer service with unhelpful template responses
Frequent issues with payments being processed or transactions being declined
Lack of transparency about remaining credit and balance
Multiple reports of accounts being locked or closed without clear reasons

Recent reviews

Could you please provide an indication of how much credit I have remaining with you? How am I supposed to know if I can make a purchase—should I just take a chance and scan? After going through the effort of negotiating to buy the product and queuing up to pay, only to find out at the last moment that I can't make the purchase via Atome, it becomes quite frustrating. If you could clearly indicate the remaining credit, it would help us, as buyers, plan and decide when to proceed with a purchase!