List of user reviews and ratings for Atome SG - Shop Now, Pay Later
Total ratings
4.93 (Rating count: 49,031)
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Review summary
Pros
- Easy and convenient to select payment durations
- Useful for cash-strapped individuals with installment options
- Allows for some flexibility in managing payments
- Convenient for online shopping and purchasing gadgets with budget control
Cons
- Horrible customer service with unhelpful template responses
- Frequent issues with payments being processed or transactions being declined
- Lack of transparency about remaining credit and balance
- Multiple reports of accounts being locked or closed without clear reasons
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User Reviews
Recent rating average: 2.20
All time rating average: 4.93
Upgrade to see all 33 reviews
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| Date | Author | Rating | Comment |
|---|---|---|---|
| 2025-01-21 | Could you please provide an indication of how much credit I have remaining with you? How am I supposed to know if I can make a purchase—should I just take a chance and scan? After going through the effort of negotiating to buy the product and queuing up to pay, only to find out at the last moment that I can't make the purchase via Atome, it becomes quite frustrating. If you could clearly indicate the remaining credit, it would help us, as buyers, plan and decide when to proceed with a purchase! | ||
| Could you please provide an indication of how much credit I have remaining with you? How am I supposed to know if I can make a purchase—should I just take a chance and scan? After going through the effort of negotiating to buy the product and queuing up to pay, only to find out at the last moment that I can't make the purchase via Atome, it becomes quite frustrating. If you could clearly indicate the remaining credit, it would help us, as buyers, plan and decide when to proceed with a purchase! | |||
| 2025-01-19 | Reject reject , use how long paid on time suddenly can't use .. email 2 time also no settle . Just delete better | ||
| Reject reject , use how long paid on time suddenly can't use .. email 2 time also no settle . Just delete better | |||
| 2025-01-16 | glad that atome can be used in taobao now! however, will be glad if the payments can be tabulated together so can pay at one-shot instead of separately. | ||
| glad that atome can be used in taobao now! however, will be glad if the payments can be tabulated together so can pay at one-shot instead of separately. | |||
| 2024-12-16 | It doesn't work for me and customers service is not being very helpful. Got a wait 90 days before trying again message. Suspect non-local has different credit limit but found out transactions not working at all. Tried ask CS but given a not helpful answer, and to try the common "fixes" and quote "beyond our direct control". Can't see limit, can't know your balance. Not upfront about their policy and for me, doesn't work right out of the box. Just use GrabPay, ShopeePay. | ||
| It doesn't work for me and customers service is not being very helpful. Got a wait 90 days before trying again message. Suspect non-local has different credit limit but found out transactions not working at all. Tried ask CS but given a not helpful answer, and to try the common "fixes" and quote "beyond our direct control". Can't see limit, can't know your balance. Not upfront about their policy and for me, doesn't work right out of the box. Just use GrabPay, ShopeePay. | |||
| 2024-12-07 | They claimed that there was an error with the auto-deduction from my linked credit card just so they could charge me an additonal dollar in processing fees. Which they never mentioned upfront. | ||
| They claimed that there was an error with the auto-deduction from my linked credit card just so they could charge me an additonal dollar in processing fees. Which they never mentioned upfront. | |||
| 2024-12-06 | If it's about late payment dispute your help desk do not reply. You have charged me. 2 x late payment where I have sufficient balance more than enough to even pay the whole thing. It's not even my fault yet you automatically charge and seem do not care about it. It seems Loyal customer means nothing to you. Adios!!! | ||
| If it's about late payment dispute your help desk do not reply. You have charged me. 2 x late payment where I have sufficient balance more than enough to even pay the whole thing. It's not even my fault yet you automatically charge and seem do not care about it. It seems Loyal customer means nothing to you. Adios!!! | |||
| 2024-12-01 | It is very, easy and convenient to select the duration and payment also easy to pay and it's convenient for me. No need to use credit card worry free purchase. | ||
| It is very, easy and convenient to select the duration and payment also easy to pay and it's convenient for me. No need to use credit card worry free purchase. | |||
| 2024-11-18 | Horrible customer service. Even after contacting the support team. They didn't provide any tangible help to resolve the situation. Basically said here's 5 different possible points of failure, it's up to you to figure it out! How does that help me. Takes the convenience of the paylater system... might as well take out a bank loan and pay in full. Less mafan | ||
| Horrible customer service. Even after contacting the support team. They didn't provide any tangible help to resolve the situation. Basically said here's 5 different possible points of failure, it's up to you to figure it out! How does that help me. Takes the convenience of the paylater system... might as well take out a bank loan and pay in full. Less mafan | |||
| 2024-11-07 | I been trying to use the atome app to book hotels overseas but it keep stating to Try again 90 days later. Having this use for the last 6 months. I've tried all the mentioned methods from customer service and it hasn't worked since. If that's the case, then the app itself is of no use because there's nothing else beneficial other than that. | ||
| I been trying to use the atome app to book hotels overseas but it keep stating to Try again 90 days later. Having this use for the last 6 months. I've tried all the mentioned methods from customer service and it hasn't worked since. If that's the case, then the app itself is of no use because there's nothing else beneficial other than that. | |||
| 2024-11-04 | Highly recommended, especially if one is cash-strapped. The ability to break into installments is very helpful, and it always pays to join whatever contests and/or campaigns they hold because you might just be the next winner! | ||
| Highly recommended, especially if one is cash-strapped. The ability to break into installments is very helpful, and it always pays to join whatever contests and/or campaigns they hold because you might just be the next winner! | |||
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