AliCash

AliCash is operated by ALC Finance Limited, a licensed Hong Kong money lender (Licence No. 2000/2025, Reg. No. 70348903). We provide fast, flexible, and transparent personal loan services ranging from HK$1,000 to HK$500,000, with competitive and clearly disclosed interest rates.

Most applications are processed promptly, and approved funds may be disbursed within 24 hours, subject to verification. Eligibility and actual loan terms (including interest rate, loan amount, and tenure) are based on individual credit assessment and may differ from any illustrative examples or calculator results. All applicable fees and charges will be fully disclosed before loan confirmation.

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Product Information
• Loan Term: 91 – 180 days
• Maximum APR: Up to 18% per annum

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Loan Calculation Example

The following example is for illustration purposes only:

A customer applies for a HK$5,000 loan with a 91-day (3 months) tenure.
• Interest:
HK$5,000 × 91 days × 0.05% = HK$223
• Total Repayment:
HK$5,000 + HK$223 = HK$5,223
• Monthly Repayment:
HK$5,223 ÷ 3 = HK$1,741.67