HirayaCash

HirayaCash is a Hong Kong digital lending platform that makes borrowing easy.
---

Product Information

· Loan term: 91 – 180 days
· APR: 0.1% (minimum) – 18% (maximum) per annum

---

Example Calculation (for illustration only)

Actual rates and repayments depend on your approved loan amount, term, and interest rate.

· Loan: HK$6,000
· Term: 91 days (3 months)
· APR: 18% per year (~0.05% daily)

Interest: HK$6,000 × 91 × 0.05% = HK$273
Total repayment: HK$6,000 + HK$273 = HK$6,273
Monthly repayment: HK$6,273 ÷ 3 = HK$2,091

This is just an example. Your actual loan terms may differ.