Acima Leasing - The No Credit Alternative

NEVER TRUST ACIMA! IT's SCAM! I had an incredibly frustrating and disappointing experience with Acima, and I strongly advise others to be cautious before using their services. I'll explain it here in detail so that others, especially newcomers, can be aware of the problems with your misleading service. First of all, I purchased furniture costing $3,500 from Ashley, which I intended to pay in full. However, I was convinced to use Acima by a representative who said it would help me build credit as a newcomer and that the payment terms were 90 days. When I called Acima's customer service to ask about payment, I was told, quite rudely, that payments would be deducted directly from my bank account. That seemed fine to me at the time. What I wasn’t told is that you wouldn't deduct the full amount within the 90 days. Without any warning or notification, my agreement was converted into a lease, and now I’m expected to pay $9,500 for furniture that only cost $3,500! I received no email or notice about this change. When I tried calling your customer service twice, they simply said they would open a case for me, which would take 15 business days. I never heard back. This feels like a total scam because you're not interested in resolving the issue. You mislead people into paying much more than they expected, and your only solution is to return the furniture – after I've already paid $4,700! I’m pregnant in my third trimester and cannot return the beds and furniture that I need right now. This is outrageous! The only option left for me is to spread the word that ACIMA IS A SCAM, especially for newcomers. Do not trust Acima!

app is broken dont waste your time and money it WILL charge you for your downpayment then not work. Ive tried 6 times $75 each transaction and no solution from the company they told me its fixed i gave it a week and it happened again.

I cant get no where wih this i keep getting send round from each department because i cannot change my store i have done all the suggestions spent all dat sat trying order a desk i called several times chatted emailed and still no help I will just take my business somewhere i was approve for 825 wanted to use it at overstock they told to fill out another app but it did not go through you say i am approve then it says i am not approved