MyPaisa Money Manager

MyPaisa is a personal finance money manager for Indian users who want to track expenses, budgets, bills, loans, credit cards and investments in one private app.

Use it as an expense tracker, budget planner and finance dashboard. Add income and spending manually, or review transaction alerts detected from SMS on your device before saving them.

What you can manage:

- Expenses and income with categories, salary cycles and history
- SMS transaction review for bank and card alerts, with user confirmation before logging
- Monthly budgets for needs, wants, savings and custom categories
- Bill reminders and subscriptions so due dates are easier to track
- Savings accounts, credit cards, dues, limits and reimbursements
- Loan and EMI tracking with outstanding balance, tenure and prepayment impact
- Investments including mutual funds, stocks, EPF, NPS, PPF, gold and insurance
- Indian tax tools for tax regime comparison, HRA and 80C planning
- Goals, wishlist, emergency fund tracking and portfolio health insights

Built for Indian personal finance

MyPaisa is designed around everyday Indian money management: salary cycles, UPI and card spends, EMIs, SIPs, EPF, NPS, PPF, insurance premiums, credit card dues and tax planning. It helps you see where your money is going, what is due soon, and how your savings and investments are growing.

Privacy-first money tracking

Your financial records are stored on your device. SMS is processed on-device only to identify transaction alerts for review. OTP, login, security, personal, promotional, statement, reminder and balance-only messages are ignored. SMS body text is not saved or uploaded. MyPaisa does not request Call Log access and does not send or write SMS.

Use MyPaisa if you want a private money manager, expense tracker and budget planner for your daily finances, bills, loans, investments and taxes.