Zowda

Stop stressing about money. Zowda is a personal finance co-pilot that helps you take control of spending, crush debt, and build real savings — through a simple conversation.

Unlike traditional finance apps buried in dashboards and spreadsheets, Zowda puts an AI financial assistant front and center. Just ask a question — "How much did I spend on food this month?" or "Can I afford a weekend trip?" — and get clear, actionable answers based on your real financial data.

HOW IT WORKS

1. Connect your accounts — Securely link your bank accounts, credit cards, loans, and investments in seconds. Zowda supports thousands of US financial institutions.

2. Talk to your money — Ask questions, set budgets, and get insights through natural conversation. No menus to dig through, no charts to decipher.

3. Stay on track — Get weekly and monthly Pulse Reports with spending summaries, income trends, and personalized insights delivered right to you.

FEATURES

• AI Financial Assistant — Chat about your finances in plain language. Ask anything, get real answers backed by your actual data.

• Smart Budgeting — Zowda analyzes your spending and income to generate a realistic budget that fits your life. Choose a strategy that works for you: Balanced, Aggressive Saver, or Debt Focus.

• Automatic Account Syncing — Connect checking, savings, credit cards, loans, and investment accounts. Transactions are categorized automatically.

• Pulse Reports — Weekly and monthly summaries break down where your money went, how your income is trending, and where you stand.

• Shared Household Budgets — Manage money together. Invite your partner or family members to a shared budget with privacy controls.

• Custom Categories — Organize transactions your way with custom categories and rules.

• Home Screen Widgets — See your budget progress, income, and spending at a glance without opening the app.

BUILT FOR REAL LIFE

Zowda is designed for people who want a straightforward way to get their finances in order — whether you're living paycheck to paycheck, paying down debt, or just want to finally know where your money goes. No jargon. No complexity. Just a clear plan that works.

YOUR DATA IS SECURE

Bank connections are powered by industry-leading aggregators with bank-level encryption. Zowda never stores your bank credentials.

Questions or feedback? Reach us at support@zowda.com or join our community at discord.gg/TeVAjVueKk.