TWID: Rewards-First UPI App

TWID transforms everyday UPI payments into a rewarding experience by aggregating all your bank and brand reward points in one place. Track and manage points, use them to pay with UPI at thousands of merchants, set AutoPay for bills, and earn TWID Stars — India’s first loyalty program on UPI — on every transaction.

Supported by major banks and reward partners and accepted at popular merchants across food, travel, shopping and services, TWID delivers instant savings, smart reminders before points expire, RuPay credit card linking, and exclusive offers when you “Pay with TWID.” Download to track, earn and pay — all in one app.