NaijaEase - Fast Loan

NaijaEase is a trusted personal cash loan application licensed by the Lagos State Government, designed to provide fast and efficient credit access anytime, anywhere in Nigeria. Users can borrow from ₦1,000 up to ₦100,000 with a straightforward, paperless digital process requiring no collateral. Loans come with flexible 90-day terms and monthly interest rates ranging from 2% to 3%, making it easy to manage repayments.

The application offers a sample calculation: borrowing ₦10,000 for 91 days at an annual interest rate of 24% results in a total payable amount of ₦10,598. All disbursed funds go directly to your bank account, ensuring convenience and security. Powered by Summit Finance Limited, NaijaEase is your go-to solution for quick cash needs without deposits or guarantees.