SmartNaira

SmartNaira is a Chrome extension that delivers fast, convenient online loans for Nigerians. Apply in three simple steps—register with your phone number, complete a short personal profile, and request the loan amount you need. Approved funds are deposited directly into your bank account for quick access, with a streamlined, fintech-powered application process designed for speed and ease.

Loan tenures range from 91 to 365 days and amounts go up to NGN300,000. APRs run between 12%–30%, service fees from 6%–24%, and monthly interest starts at 0.5%. There are no hidden or transaction fees. SmartNaira prioritizes user privacy and secure data handling; personal information is never shared with third parties. For help or questions, contact service@smartnaira.app.