청년미래적금 가이드

The Youth Future Savings Guide is an unofficial information app designed to help you easily check information regarding the 2026 Youth Future Savings Plan.

This app is not the official app of the government, the Financial Services Commission, the Korea Inclusive Finance Agency, the Korea Federation of Banks, Bokjiro, or any participating financial institution, and it does not represent any government agency or financial institution. Furthermore, this app does not facilitate applications for the Youth Future Savings Plan, account opening, deposit subscriptions, loans, investments, remittances, consultation requests, the collection of personal information, or the brokerage of financial products.

The main features available in this app are as follows:

- Summary of Youth Future Savings Account Enrollment Criteria

- Simple Self-Diagnosis

- Calculator for Estimated Amount at 3-Year Maturity

- Information on Government Contributions

- Comparison of Standard and Preferential Types

- Information on Application Period and the 5-Day System

- Guide on How to Apply via Participating Bank Apps

- Links to Bank Interest Rate Comparisons

- Comparison of Youth Leap Account and Youth Future Savings Account

- FAQs Regarding Duplicate Enrollment, Switching, and Early Termination

- Links to Official Data and Verification Sites

The results of the self-diagnosis and the maturity payout calculation are for reference purposes only, based on simple calculations derived from user input. Actual eligibility, applicable type, preferential interest rates, government contributions, tax benefits, early termination criteria, and the final maturity payout amount may vary depending on the official announcement at the time of application, the participating bank's product description, bank app guidance, and the results of the review by relevant authorities.

Applications for the Youth Future Savings Account cannot be processed through this app. Actual applications must be made through the official app or official channels of the participating financial institution.

The information in this app has been compiled based on the official sources listed below.

Financial Services Commission Press Release - Introduction of Youth Future Savings and Product Structure Guide

https://www.fsc.go.kr/no010101/86767

Financial Services Commission Press Release - Youth Future Savings Application Period, 5-Day System, Handling Institutions, and Interest Rates Guide

https://www.fsc.go.kr/no010101/87005

Korea Inclusive Finance Agency - Official Guide to Youth Future Savings

https://www.kinfa.or.kr/financialProduct/youthFutureSavings.do

Korea Federation of Banks Consumer Portal - Disclosure of Youth Future Savings Interest Rate Comparison by Bank

https://portal.kfb.or.kr/compare/receiving_youth_future_2.php

Korea Policy Briefing - Policy Guide Regarding Youth Future Savings

https://www.korea.kr/news/policyNewsView.do?newsId=148964376

Bokjiro - Standards Information on Median Income and Welfare Services

https://www.bokjiro.go.kr

Official Information on the Youth Leap Account - Refer to the Youth Leap Account Comparison and Switching

https://fill4young.kinfa.or.kr/yla

Official announcements, application periods, interest rates, preferential conditions, participating institutions, and product details are subject to change. Before applying, please be sure to check the official sources above and the latest information from participating financial institutions.