청년미래적금 가이드

The Youth Future Savings Guide is an unofficial information app that compiles and provides information on the 2026 Youth Future Savings Plan.

This app is not the official app of the government, the Financial Services Commission, the Korea Inclusive Finance Agency, Bokjiro, the Korea Federation of Banks, or any participating financial institution. It does not represent the government or any financial institution, nor has it been granted the authority to apply for government services, act as an agent for subscriptions, or open accounts.

The features provided by this app include guidance on Youth Future Savings Plan eligibility criteria, a simple self-assessment tool, a calculator for the estimated payout amount at maturity after 3 years, information on application periods and the five-day rotation system, a guide to interest rate comparisons by bank, a comparison of the Youth Future Savings Plan and the Youth Leap Account, FAQs on duplicate subscriptions and switching, and links to official resources.

Features not provided by this app include applying for the Youth Future Savings Plan, opening an account, receiving deposits, loans, investments, remittances, financial product brokerage, consultation requests, collection of personal information, and acting as an agent for applications. The actual application and final eligibility screening must be conducted through the official app or official channels of the participating financial institution.

The sources of the official information are as follows.

Financial Services Commission Press Release, April 23, 2026

https://www.fsc.go.kr/no010101/86767

Financial Services Commission Press Release, May 29, 2026

https://www.fsc.go.kr/no010101/87005

Financial Services Commission Youth Future Savings Card News

https://www.fsc.go.kr/no040000?cnId=3187

Policy Briefing: Youth Future Savings Interest Rate Guide

https://www.korea.kr/news/policyNewsView.do?newsId=148964376

Korea Inclusive Finance Agency: Youth Future Savings Guide

https://www.kinfa.or.kr/financialProduct/youthFutureSavings.do

Bokjiro

https://www.bokjiro.go.kr

Enrollment Criteria, Product Structure, Information regarding government contributions, duplicate subscriptions, switching, application periods, the five-day rotation system, participating institutions, and interest rates has been compiled based on the official sources mentioned above.

The self-assessment results are estimated results for reference only, based on publicly available criteria. Actual eligibility for subscription may vary depending on the final review results of the participating financial institutions and relevant agencies.

The maturity payout calculator is a reference tool that simply calculates the estimated principal, government contributions, and estimated interest based on the monthly payment amount, applicable interest rate, and subscription type. The actual payout amount may vary depending on the payment date, eligibility for preferential interest rates, early termination, tax laws, and product conditions.

Policy details, application schedules, interest rates, preferential conditions, and information on participating institutions are subject to change. Before applying, please be sure to check the official sources mentioned above and the latest announcements from participating financial institutions.