청년미래적금 신청 가이드

"Did you find the Youth Future Savings Account complicated and difficult?"

With the 'Youth Future Savings Account Application Guide App,' you can check key information at a glance to help young people build stable assets, from eligibility requirements to simulations of maturity payouts!

The Youth Future Savings Account is a government-backed financial product designed to assist young people in building assets.

This app is a purely guidance app that helps users smartly select the information that suits them amidst complex subscription conditions and various preferential interest rates offered by different banks.

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✅ Key Features and Characteristics

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Eligibility Checker

Enter your age, military service status, income, number of household members, and employment status, and we will simulate your eligibility for the Youth Future Savings Account step-by-step. • Ages 19–34 (Up to 6-year extension applicable upon completion of military service)

• Guide to conditions based on income criteria: Preferential Type (annual income of 36 million KRW or less) / General Type (annual income of 60 million KRW or less)

Maturity Payout Simulator

Set the monthly deposit amount (10,000–500,000 KRW), subscription type (Preferential, General, or Basic), and applicable interest rate (5–8% per annum) to calculate the estimated maturity payout amount in 3 years in real-time.

• Separate display of principal deposit, government contribution, and tax-exempt interest

• Automatic calculation of tax-saving effects and example yields

Interest Rate Comparison Information for 14 Banks

Provides a comprehensive comparison of basic interest rates and preferential conditions from 14 financial institutions offering the Youth Future Savings Account. • Classification of information on banks offering up to 8% and 7% annual interest rates

• Filtering by bank type and collection of detailed information on preferential conditions

Youth Leap Account Conversion Information Guide

Provides guidance on the necessary procedures and example comparison simulations for existing Youth Leap Account holders considering switching to the Youth Future Savings Plan.

• Information on the conversion period (June 22, 2026 – July 3, 2026) and key schedules

• Information on conditions for maintaining benefits upon special early withdrawal

Savings Goal Tracker

Provides a personalized diary function that allows you to record and manage your monthly deposit goals and progress yourself.

[Disclaimer]

This app is an informational guide app created by a private developer and does not represent, act as an agent for, or endorse any government agency or financial institution.

This app was created based on public data to aid in understanding the Youth Future Savings Plan system; however, actual enrollment and application must be processed through the official channels of the Korea Inclusive Finance Agency and participating banks.

[Information Sources]

Financial Services Commission: https://www.fsc.go.kr

Korea Inclusive Finance Agency: https://www.kinfa.or.kr

Korea Policy Briefing: https://www.korea.kr

Bokjiro: https://www.bokjiro.go.kr