Spendwy: Expense & Budget

Spendwy is a private expense tracker and budget planner that helps you track daily spending, income, and shared expenses, without giving up your privacy.

Unlike most expense tracker apps, Spendwy doesn't require a bank login, account signup, or cloud sync. Your financial data stays on your device by default, so you're always in control.

TRACK EXPENSES & BUDGETS
- Log expenses and income manually in seconds
- Create budgets and track spending by category
- Manage multiple accounts in one place
- View spending insights and monthly trends to see exactly where your money goes

SPLIT EXPENSES WITH GROUPS
- Create groups for roommates, trips, or shared households
- Split shared expenses fairly among friends or family
- Settle balances between group members with one tap

SMART TRANSACTION ALERTS
If you enable Android Notification Access, Spendwy can turn bank and wallet notifications into draft transactions for you to review, you decide what gets saved. Spendwy never reads your SMS inbox and never asks for your bank login.

PRIVACY-FIRST BY DESIGN
- Works fully offline, no account required
- No data shared with third parties
- No data collected without your knowledge
- Export your data anytime

Whether you're a student tracking a tight budget, splitting rent with roommates, or just tired of finance apps asking for your bank credentials, Spendwy gives you clear, private money tracking on your terms.

Download Spendwy today and start tracking your spending, not your identity.