SmartCredit®

Name: SmartCredit®
Rating: 3.85 (200 reviews)
Author: ConsumerDirect Inc.

By: ConsumerDirect Inc. App

SmartCredit® Control your credit, privacy, money, and identity from one place.

Overview

Google Play Store

Downloads

141,160 ▲ 538

Data as of 2026-08-26

Rating:

3.85

(200)

Version:

2.2.4

Last updated: 2026-08-05

Ranking

#187,202 ▼ 103

Overall

Features & Capabilities

SmartCredit® empowers you to take full control over your credit score, privacy, finances, and identity through a unified platform. With SmartCredit®, you can easily monitor all your credit scores using simple charts and detailed reports from TransUnion, Equifax, and Experian. The ScoreBuilder® feature provides personalized, 120-day plans tailored to improve your credit by showing what positively or negatively impacts your score.

Additionally, SmartCredit® offers innovative tools such as ScoreBoost™ to uncover hidden credit opportunities, PrivacyMaster® to manage your private information exposure online, and Action Buttons that let you dispute errors or interact directly with creditors and financial institutions. The integrated Money Manager puts all your banking, credit cards, and investments in one place for effortless financial oversight. Membership includes $1 million whole family fraud insurance with pre-existing coverage, providing unmatched protection for you and your loved ones.

User Growth & Download Statistics

App Privacy & Security

By:

Downloads:

Rating:

Version:

2.2.4 Last updated: 2026-08-05

Version code:

Creation date:

2021-10-21

Publisher country:

Permissions:

android.permission.BLUETOOTH Moderate risk
com.google.android.gms.permission.AD_ID Moderate risk
android.permission.INTERNET Low risk
android.permission.USE_BIOMETRIC Low risk
android.permission.USE_FINGERPRINT Low risk
com.google.android.finsky.permission.BIND_GET_INSTALL_REFERRER_SERVICE Low risk
com.smartcredit.DYNAMIC_RECEIVER_NOT_EXPORTED_PERMISSION

Size:

20.66MB

Email:

in*****@consumerdirect.com

URLs:

Website ,Privacy policy

Full description:

Source:

Google Play Store

Data ingested on:

2026-08-26

Compare stats and ranking:

Ranking

# 187,202 ▼ 103

Other platforms

SmartCredit® (v2.2.8)

3.40

(154)

For Developers

Monetize with App Pass Boost with Extension Booster

Contact the developer

Chrome-Stats does not own this Android app. Please use these information below to contact the Android app developer.

Developed by:

ConsumerDirect Inc.

Google Play Store

https://play.google.com/store/apps/details?id=com.smartcredit

Email:

in*****@consumerdirect.com

Website:

https://www.smartcredit.com

User Reviews

Users generally find the app helpful for monitoring credit, but recurring downsides outweigh the positives for many: high costs, challenging cancellation, flaky reliability, and mixed results on credit improvement. Some praise its informative features and occasional helpful support, but several reviews describe loops sign-in, glitches, and charges despite attempts to cancel, framing the app as costly with questionable value for credit repair.

Pros

Useful for credit monitoring and tracking progress
Informative tools and guidance on improving credit
Some users view it as one of the better credit monitoring apps
Positive experiences with customer support (agent) in some cases

Cons

High price and paid subscription; many users say it's expensive or not free
Difficult to cancel subscriptions; hard to cancel and recurring charges
Frequent glitches and reliability issues (sign-in loops, page not found, not updating, instant actions not working)
Inconsistent or no improvement to credit; some users report worse scores or no disputes resolved
Billing/support issues and reports of poor responsiveness

Recent reviews

very very helpful.. Kind and patientI don't know what I would have done without his help.And I'm not too good with these new devices and apps, but he helped me through everything patiently and got everything.\nResolved

Cy*****, 2026-08-06

It works well but when trying to use the scorebuilder always get a "Page not found" at the end when you try to submit a request, that is in the Discover case, not sure about others options but probably be the same.