XpenseEz

XpenseEz cannot function without SMS read permission.

XpenseEz is your money's mirror - a privacy-focused expense tracking application that automatically analyzes your UPI transaction messages to provide comprehensive spending insights.

✨ Key Features

⚡ Ultra-Fast Offline Expense Tracking: Take control of your finances with a completely offline expense tracker that reads your banking SMS locally. No data is stored externally or sent to any server. Lightning-fast SMS parsing processes thousands of transactions in seconds.

🔒 Privacy First Design: Experience 100% offline operation with no internet required. SMS messages are read and parsed locally on your device with zero data storage on external servers. Your financial data never leaves your phone, and no account creation or login is needed.

💡 Intelligent Transaction Tracking: Automatic SMS parsing from multiple banks including Axis, ICICI, HDFC, SBI, Kotak, Canara, and Citi Union. The app captures both debit and credit transactions, provides real-time analytics and insights, and features smart merchant recognition with automatic categorization. Instant transaction detection from banking SMS ensures you're always up to date.

📈 Comprehensive Analytics: Get a complete picture of your daily transaction history at a glance with the Overview Dashboard. The Trends Tab visualizes spending patterns over time with intuitive charts, while Category Charts help you understand where your money goes with visual breakdowns. Transaction Aggregation automatically groups transactions from the same merchant with cumulative totals, and you can sort by frequency or amount for deeper insights.

🎯 Smart Categorization: Pre-mapped merchants like Swiggy and Zomato are automatically categorized for your convenience. Add your own merchant-to-category associations with Custom Merchant Mapping, create personalized categories that match your spending habits, and enjoy flexible organization tailored to your lifestyle.

📱 Clean & Modern Interface: Experience beautiful Light and Dark mode support for comfortable viewing anytime. Smooth animations and seamless transitions combine with Material Design principles for intuitive navigation. The app is optimized for performance and battery efficiency, working flawlessly on all Android devices.

📊 Export & Data Management: Export to Excel with one tap, saved locally on your device. Receive instant notifications when export is complete. Perfect for personal records, tax preparation, or sharing with your accountant while keeping complete control of your financial data.

🏦 Multi-Bank Support: Currently supports SMS parsing from Axis Bank, ICICI Bank, HDFC Bank, SBI, Kotak Bank, Canara Bank, and Citi Union Bank. More banks are added regularly to expand compatibility.

⚠️ Important Information: XpenseEz requires SMS read permission to function. This permission is used solely to identify and parse banking transaction messages. The app does not read personal messages, OTPs, or non-banking content. All data remains on your device and is never shared or transmitted.

🚀 Why Choose XpenseEz?
Complete privacy with your data staying on your device, ultra-fast SMS parsing with instant results, no subscription fees or hidden costs, and works offline without internet dependency. Automatic transaction detection from SMS, highly customizable to your needs, local Excel export for record-keeping, and beautiful Light and Dark UI themes make XpenseEz the smart choice for expense tracking.

Your data, your control. We believe in complete transparency and user privacy. This app operates entirely offline, never collects personal information, and doesn't require any server connectivity. Your financial data is yours alone.

Download now and start your journey to better financial awareness—completely free and privacy-focused.

Questions? Feedback?
Email: siddharthshankar03@gmail.com
Money talks. We listen fast.