Rupenex

Rupenex - A Smarter Way to Access Short-Term Personal Credit

This mobile lending platform provides a simple and reliable way for eligible users to apply for short-term personal credit directly from their smartphone. The entire process—from registration to disbursal—is fully digital, allowing you to manage your financial needs anytime with ease.

⚡ Key Loan Features

Loan Amount: ₹5,000 – ₹80,000

Repayment Period: 4 to 6 months

Daily Interest Rate: 0.03% – 0.05%
(Approximate APR range: 10.95% – 18.25%)

Quick Processing: Automated review system for faster decision-making

Secure Handling: All data is encrypted and processed according to applicable regulations

Final loan terms may differ based on your profile and assessment results.

📊 Sample Cost Breakdown

For reference, here is an illustration of how repayment may work:

Borrowed Amount: ₹8,000

Repayment Duration: 150 days

Interest: ₹8,000 × 0.03% × 150 = ₹360

Total Amount Due: ₹8,360

This calculation is for demonstration only.

✔️ Eligibility Requirements

To apply, users must:

Be an Indian resident aged 18 or above

Hold a valid PAN

Maintain an active bank account

Have a stable income source

Successfully pass the basic verification process

🚀 How the Process Works

Install & Sign Up
Create an account through a quick registration procedure.

Submit Your Application
Provide your details and upload the required documents.

Automated Evaluation
The system reviews your information and generates an approval decision.

Receive Your Funds
Once approved, the loan amount is transferred directly to your bank account.

🔐 Data Protection & Transparency

Clear disclosure of all loan terms

No hidden fees or unexpected charges

Encrypted transmission and secure handling of all submitted data

Responsible lending practices to support long-term financial well-being

Full access to your rights and support options within the app

🤝 Regulated Lending Partner

All credit services available on this platform are financed and managed by an RBI-regulated NBFC:

ZHARUKA FISCAL SERVICES PVT LTD
(CIN: U65999WB1993PTC059421)

The NBFC partner independently evaluates loan applications, conducts necessary checks, and oversees disbursal in accordance with regulatory standards.

📞 Customer Assistance

For questions, guidance, or additional support, please contact our service team:
Email: support@graminshikshapvtltd.com

You can learn more about data handling and user rights in our Privacy Policy available on our website:
Website: https://graminshikshapvtltd.com/

📲 Begin Your Application Today

Experience a convenient, transparent, and secure way to access personal credit—right from your mobile device. Download the app and explore your loan options now.