SmartRupiya-Online Loan

SmartRupiya is an AI-driven online loan intermediary that connects Indian borrowers with licensed non-bank financial companies (NBFCs). The platform offers paperless, end-to-end digital loan applications with transparent fees and clear repayment terms. Loan amounts range from ₹3,000 to ₹100,000 for terms of 91–365 days, with a capped annual interest rate of 18% (daily rate ≤ 0.05%). All disbursement, credit decisions and repayments are handled by partner NBFCs (e.g., D O S Lease & Finance Pvt. Ltd.), while SmartRupiya provides smart matching, big-data risk analysis and post-loan management.

Designed for speed, security and compliance, SmartRupiya provides intelligent product recommendations to improve approval rates, bank-level data encryption, personalized repayment reminders and flexible extension options. Eligibility requires Indian citizenship, age 18+, valid ID and a stable income. To apply: download the SmartRupiya app, register, submit documents and let the platform match you to suitable loan offers. For support, contact support@innovms.com or visit during business hours.