Rupee Trust

Rupee Trust is a revolving credit line app built to give users more freedom and flexibility when managing short-term fund needs. Instead of applying for a new loan every time money is needed, eligible users can receive a pre-approved credit line that remains available for repeated use during its validity period.

Once your credit line is activated, you can withdraw funds as needed, based on your current situation. The product is designed to be simple, practical, and transparent. Interest applies only to the amount you actually withdraw and only for the number of days that amount is in use. The unused portion of your approved limit stays interest-free, helping you manage borrowing costs more efficiently.

Product Highlights
Available Credit Limit: ₹5,000 to ₹30,000
Repayment Duration: 120 to 270 days
Annual Interest Rate: up to 22%
Credit Validity Period: up to 18 months

A key benefit of Rupee Trust is its reusable credit structure. After you complete a repayment, the repaid amount becomes available again within your approved credit line, allowing you to access funds again during the validity period without submitting a fresh application.

How Rupee Trust Works

Rupee Trust follows a straightforward process designed for convenience:

Complete a one-time credit line application
Get approved for a fixed credit limit
Withdraw only the amount you need, whenever required
Repay within the selected repayment period
Restore the available balance after repayment
Continue using the credit line without applying again

This structure allows users to access funds more flexibly while keeping repayment and usage clear and manageable.

Interest and Repayment Example

To help users better understand the cost structure, here is a sample repayment illustration:

Amount Withdrawn: ₹15,000
Annual Interest Rate: 20%
Usage Period: 150 days

Interest Formula:
₹15,000 × 20% / 365 × 150 = ₹1,232.8

Total Amount Repayable:
₹16,232.8

The same calculation principle is applied consistently, so users can clearly understand how charges are determined. This supports transparent and fair pricing for all approved borrowers.

Getting Started

Using Rupee Trust is simple:

Download and install the app on your mobile phone
Sign up with your mobile number
Fill in your personal and income information
Complete the assessment process
Receive and use your approved credit line
Support

For customer support or general inquiries, please contact:

Email: servcies@gngfinvest.com