RupeeSahaj - Credit Assistant

RupeeSahaj brings you a streamlined revolving credit experience with full visibility over your credit limit — available at your fingertips, whenever and wherever you need it. Following a quick eligibility review, approved users unlock an instant credit facility right inside the app. Your limit is always on standby — charges start only when you draw, so you stay in complete control of your costs.
Key Features
Clear Credit Overview
Keep tabs on your credit limit, track live usage, and check outstanding balances — all from one clean, easy-to-navigate screen. You always know exactly where you stand without any guesswork.
Access Credit on Demand
Decide when to draw and how much to take. RupeeSahaj hands you complete control over every withdrawal — no waiting, no hurdles, no reapplying each time.
Transparent Pricing, Always
All applicable rates and conditions are shown before you confirm — zero hidden fees, zero surprise deductions. What you see is exactly what you pay.
Interest Only on Active Draws
Keeping your credit line idle is completely free. You are only billed for the days your drawn amount is actually outstanding — idle credit costs you nothing.
Automatic Limit Restoration
Once you repay any drawn amount, your full credit limit is restored right away — ready for reuse based on your current account standing, with no manual request needed.
Your Data, Fully Protected
Advanced encryption and 24/7 security monitoring work in the background to keep your personal and financial data completely secure at all times.
Credit Facility Details
- Credit Line Range: INR 10,000 – INR 50,000
- Maximum Usage Period: up to 365 days
- Daily Usage Rate: up to 0.065% per day
- Maximum Annualized Rate (APR): up to 23.73%
Once you clear an outstanding draw, your full credit limit is restored right away — ready for reuse, based on your current account standing.
Cost Illustration
The figures below are examples only, illustrating how interest builds up day by day under typical conditions.
- Amount Drawn: INR 10,000
- Daily Rate: 0.065%
- Usage Period: 100 days
Cost Breakdown
INR 10,000 × 0.065% × 100 days = INR 650
Total Repayment: INR 10,650
Actual interest varies based on how long your drawn balance stays unpaid. Your total repayment will differ depending on your draw period and account terms. Repaying earlier reduces your total cost.
Eligibility Requirements
- Be at least 18 years of age — you need to be at least 18 years old to create an account and access RupeeSahaj's credit services.
- Hold a valid government-issued ID — a valid government-issued ID is required to verify your identity as part of the onboarding process.
- Pass RupeeSahaj's eligibility assessment — each applicant's profile is reviewed against RupeeSahaj's internal criteria to confirm eligibility before credit access is granted.
Customer Support
Whether it's an account question, a billing concern, or just wanting to learn how RupeeSahaj works — our support team is always on hand to help you.
Customer service email: support@rupeesahaj.com