ذمّه - إدارة الديون

Dhimma — Your smart app for managing debts and receivables

Tired of remembering who owes you money and who you owe money to? Have you lost track of old debt details due to forgetfulness or a missing WhatsApp message? Dhimma solves this problem for good — all your debts, receivables, and accounts in one organized, secure, and accessible place, anytime.

📋 Complete Debt and Receivable Management
Record each client and debt with a few taps — amount, date, reason, and notes. Easily differentiate between "Receivables" (money you're waiting for) and "Obligations" (money you owe), and track every payment or receipt with a complete and clear timeline.

⚡ Quick Add & Lock Contacts
Select a client's phone number directly from your device's contacts with a single tap, no typing required. Add a new contact and their debt simultaneously, all from the same screen.

☁️ Automatic and Secure Cloud Sync
Your data is automatically saved and synced with your account, so you can access it from any device you log in from—a new phone or a replacement device—without worrying about losing your data.

🔒 Your Privacy is Completely Safe
Activate app lock with your fingerprint or PIN, so no one can access your financial data without your permission. Your data remains private and only yours.

🔔 Smart Due Date Reminders
Never miss a due date—the app automatically reminds you the day before and the due date itself, so you never forget any of your obligations and payments.

💬 Direct Communication via WhatsApp
Send a reminder or notification of a new debt to anyone via WhatsApp with a single tap, using pre-made messages that you can customize to your liking.


📊 Professional Reporting and Exporting
Print a complete account statement in PDF format for anyone, or export all your data as a well-organized Excel file — perfect for archiving or sharing.

💾 Backup and Restore
Back up your data anytime, and easily restore it if needed — extra protection on top of cloud syncing.

🎨 Stylish Design to Suit You
Light and dark modes to suit your mood or device settings, and a smooth, clear Arabic interface designed for a comfortable user experience.

💰 Multi-Currency Support
Choose your preferred currency (Iraqi Dinar, US Dollar, Euro, Saudi Riyal) and manage all your accounts in that currency.

Whether you're managing simple personal debts between friends and family, or monitoring multiple business accounts, "Dhimma" gives you complete control over your finances with confidence and clarity — no paper books, no lost messages, and no forgetting.

Download "Dhimma" now and start organizing your financial liabilities intelligently and securely.