Flossy | فلوسي

Do you forget who paid you and who still owes you money? Is your ledger full of crossed-out entries and numbers you can't understand? Do you sit down at the end of the month to calculate and find money missing, with no idea where it went? Do customers come in saying, "I paid," and you can't prove otherwise because the ledger is lost or the page is torn?

My Money is an Iraqi app created for Iraqi merchants. It eliminates the need for paper ledgers. Every customer has a file, every debt is recorded, every payment is calculated, and everything is at your fingertips with the touch of a button on your phone.

■ Your customers in one organized file

Register each customer with their name, photo (taken from your camera), and phone number. You can see who owes you money and who owes you money, all in one place. No need to sift through ledgers looking for names, or ask your child to decipher your handwriting from a year ago.

■ Record your debts accurately and don't forget a single penny.

For each debt, enter the amount, date, and expected payment due date. The app automatically calculates the remaining balance after each payment, preventing any calculation errors. Even if a customer pays half the debt, Malooli knows the remaining amount without you having to do the math.

■ View your debts by age. Malooli automatically categorizes your debts into four groups: new (less than 30 days), overdue (30-45 days), doubtful (more than 45 days), and bad debts. This helps you identify customers you need to follow up with quickly, those who can postpone payment for a week, and those you need to support more seriously.

■ How much have you collected this month?
The app displays your total savings for the current month clearly and directly. No need for a calculator, paper, or spending an hour adding up at the end of the month. The number is always visible.

■ Your shop expenses are calculated after the fact.

Record your shop expenses: rent, electricity, merchandise, employee wages, anything you pay out of your own pocket. You can see your true net income effortlessly and know if you made a profit or a loss this month.

■ Automatic reminders.

Set a reminder time for each debt, and the app will send you a notification on your mobile phone at that time without you needing to open the app or remember. You won't forget a single customer, appointment, or penny.

■ Automatic WhatsApp message sent to the customer.

When you register a new debt, "My Money" can send a WhatsApp message to the customer from your own number—not from a strange number that might scare them or cause them to keep asking about it. The message comes with your shop's name, contains the debt details and amount, and reminds the customer without embarrassing them or having to say "Okay, no problem" over the phone.

■ PDF Statement for Any Customer
Print a complete statement for any customer in PDF format, showing all debts, payments, and remaining balances, organized by date. You can send it via WhatsApp or print it out and give it to the customer if they request it. You can also generate general reports for your entire business with a single click, giving you a complete overview of your operations in a minute.

■ In Iraqi Arabic Only
Everything in the app is in Arabic, from right to left. You don't need to learn English, look at unfamiliar words, or ask your children what a button means. The interface is simple and designed for Iraqi merchants; anyone can use it from day one.

■ Works Even Without Internet
If the internet goes down at your shop, or the power goes out and the router stops working, your accounts will continue to function normally. Debts and payments are saved on your mobile device, and when the internet is restored, everything syncs automatically without you having to think. You won't lose any information, and you won't have to wait.

■ Your account is yours alone and secure.

You can open an account in your business's name, or a personal account if you prefer to use it for personal debts between family and friends. All your data is securely stored in the cloud, and no one but you can see it.

■ Try it free for 7 days.

The first week is completely free, without paying a single penny and without entering any card details. See the app for yourself, try it with your real customers, and if you like it, continue subscribing. If you don't like it, you haven't lost anything at all.

■ Flousi is not a bank or a loan company. Flousi is simply an organization and recording app. It doesn't lend you money, doesn't charge interest, doesn't interfere between merchants and customers, and doesn't participate in buying or selling. It's your smart ledger that helps you organize your business and saves you time.

Download Flousi today and let your paper ledger rest. Your business deserves better tools, and your money deserves to be kept safe.