Alto

Alto is a built around future transaction analysis. Instead of only recording what already happened, Alto helps youfrom the records you keep today.

Track investments, and trading exposure, then adjust spending patterns with live forecast curves. Scenario cards let you model events like market drawdowns, or emergency costs. Reports translate the curve into funded days, risk level, lowest balance, and year-end balance.

Key features:
- Monthly recurring flows for realistic planning
- Investment, trading, and lifestyle adjustment sliders
- Scenario simulation for financial shocks
- Risk report with zero-balance warning
- Optional receipt image attachment via camera or system picker
- Local privacy policy viewer with remote policy support

Alto stores ledger data locally on your device and does not require an account.