Pinno

Pinno is a local-first finance simulator built around future transaction analysis. It is not just a ledger. It helps you understand how today's income, spending, trading habits, and investment choices may affect your balance over the next 30 days, 90 days, or one year.

Track income and expenses, tune spending categories with sliders, run financial scenarios, and review risk warnings that translate your current pattern into a clear survival outlook.

Core features:
- Future balance curve for 30 days, 90 days, and 1 year
- Local transaction add, edit, delete, and review flow
- Spending tuner for trading, investment, and lifestyle categories
- Scenario simulator for market shocks, travel plans, income cuts, and savings sprints
- Risk report with survival days, sustainability status, and practical signals
- Privacy policy page with local and remote WebView support
- Feedback screen with success acknowledgement

Pinno keeps your ledger local on your device in this standalone edition.