Reviews of Zip

By: Zip, Co. App

List of user reviews and ratings for Zip

Total ratings

4.73 (Rating count: 106,086)

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Review summary

User reviews consistently praise Zip for being easy to use with a simple interface. The app helps with budgeting and managing payments, including splitting purchases and tracking due dates, and is described as usable almost everywhere. Reviewers say Zip provides spending power and can cover expenses before payday, which is especially valuable during tight times, and many report reliable service. A few users mention fees (some see them as a downside), and one notes changes to purchasing power, but overall sentiment is positive.

Pros

Easy to use / simple interface
Helps manage payments and budgeting with split payments and due-date tracking
Widely accepted / usable almost anywhere
Provides spending power / helps cover expenses before payday
Reliable service and responsive support

Cons

Fees exist and are viewed negatively by some users (e.g., a $4 fee)

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User Reviews

Recent rating average: 4.00

All time rating average: 4.73

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9% (81)

Date	Author	Comment
2026-07-21	Na*****	zip is still charging me upcoming payments I cancelled my order never got merchandise and zip still charging my account
zip is still charging me upcoming payments I cancelled my order never got merchandise and zip still charging my account
2026-07-21	Sh*****	Love this app
Love this app
2026-07-21	Ga*****	I see that my money was refunded to me, but for some reason, I'm still forced to pay the payments.
I see that my money was refunded to me, but for some reason, I'm still forced to pay the payments.
2026-07-20	Ch*****	Great app for flexible payments. However, when am I or other people going to be offered the actual zip card to use at any store that doesnt offer tap to pay? I've been a customer for YEARS and my husband just opened his account and already got the option for the actual zip card mailed to him after 1 month of using zip.😭😭
Great app for flexible payments. However, when am I or other people going to be offered the actual zip card to use at any store that doesnt offer tap to pay? I've been a customer for YEARS and my husband just opened his account and already got the option for the actual zip card mailed to him after 1 month of using zip.😭😭
2026-07-20	Ro*****	had a great experience using ZIP very helpful
had a great experience using ZIP very helpful
2026-07-20	Da*****	perfect
perfect
2026-07-20	Se*****	love it
love it
2026-07-20	Ki*****	love this app really easy to use
love this app really easy to use
2026-07-20	De*****	it's great to have comes in handy to split payments ip
it's great to have comes in handy to split payments ip
2026-07-20	Le*****	Terrible experience
Terrible experience