Pretium: AI CFO & Bookkeeping

Pretium is your AI bookkeeper and CFO. Connect a bank account and your books begin keeping themselves: transactions are imported, categorized, and turned into real financial statements while you get on with running your business.

AI BOOKKEEPING THAT LEARNS
• Connect your bank securely via Plaid and pull up to two years of history
• AI categorizes every transaction and auto-books the ones it is confident about
• It asks only about the handful it is not sure of. Answer once and it learns the pattern
• Reconcile on demand, and stop anytime. Anything unprocessed stays safely uncategorized

REAL FINANCIAL STATEMENTS, NOT SUMMARIES
• Income Statement, Balance Sheet, Cash Flow, Trial Balance, and General Ledger
• Fiscal-year aware, with quarter, month, and year columns
• Tap any number to drill down to the transactions behind it
• Add analysis columns in a tap: % of total, period-over-period, year-over-year

RUN THE BUSINESS SIDE TOO
• Track customers and vendors, send branded invoices, record bills
• AR and AP aging so you always know who owes whom
• Budgeting, payroll guidance, and inventory tracking
• Ask Grace, the built-in bookkeeping assistant, when you are stuck

BUILT FOR REAL BUSINESSES
• Multi-account aware: one bank login with checking, a card, and a mortgage becomes three correctly classified accounts, so transfers never inflate your income
• Tell Pretium about assets you own (a home, a vehicle, property) and it puts them on your books
• Bank-grade security: encryption in transit and at rest, strict per-client isolation, optional two-factor authentication, and biometric unlock

Made for small business owners, freelancers, landlords, and anyone who wants accountant-grade books without doing bookkeeping.

Pretium is a tool to help you understand and organize your finances. AI output is for your review and is not a substitute for professional tax or financial advice.